Cash-out refinance lenders in Virginia
Fat Boy Data analyzed cash-out refinance activity in Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 55,049 applications were decided by 478 lenders between 2023 and 2025.
Virginia at a glance
How Virginia compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Virginia, 9,525 of them.
That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 164.
The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Virginia
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 84% | 9,845 / 11,702 | 97% | $155K | 9,525 |
| 2 | United Wholesale Mortgage, LLCBroker only | 77% | 2,747 / 3,574 | 97% | $305K | 2,659 |
| 3 | Navy Federal Credit Union | 72% | 2,454 / 3,389 | 98% | $145K | 2,406 |
| 4 | Amerisave Mortgage Corporation | 30% | 935 / 3,091 | 97% | $115K | 905 |
| 5 | Newrez LLC | 52% | 1,086 / 2,070 | 97% | $115K | 1,056 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 473 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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