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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Chesapeake city, Virginia

Fat Boy Data analyzed cash-out refinance activity in Chesapeake city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,032 applications were decided by 182 lenders between 2023 and 2025.

Chesapeake city at a glance

182Active lenders30 with 20+ decisions
69.3%Market approval rate2,794 of 4,032 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,649 loans funded

How Chesapeake city compares

Approval rate compared
Chesapeake city69.3%Virginia69.7%All 616 counties68.2%
Typical loan compared
Chesapeake city$185KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Chesapeake city, VA, 694 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 20% approved of 64Mortgage Research Center, LLC: 21% approved of 124Amerisave Mortgage Corporation: 30% approved of 216American Financing Corporation: 36% approved of 22Carrington Mortgage Services, LLC: 37% approved of 117New Day Financial, LLC: 42% approved of 112Wells Fargo Bank, National Association: 48% approved of 60Newrez LLC: 59% approved of 138New American Funding, LLC: 61% approved of 23Village Capital & Investment LLC: 64% approved of 64GoodLeap, LLC: 65% approved of 62Mutual of Omaha Mortgage, Inc.: 65% approved of 51Quorum Federal Credit Union: 65% approved of 23Loandepot.Com, LLC: 66% approved of 163Navy Federal Credit Union: 74% approved of 341Freedom Mortgage Corporation: 74% approved of 194Pennymac Loan Services, LLC: 74% approved of 138United Wholesale Mortgage, LLC: 78% approved of 317The Federal Savings Bank: 79% approved of 47Nationstar Mortgage LLC: 79% approved of 62Equity Prime Mortgage LLC: 81% approved of 21Rocket Mortgage, LLC: 85% approved of 841Truist Bank: 86% approved of 35Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 90% approved of 82American Financial Network, Inc.: 90% approved of 21Reliance First Capital, LLC: 90% approved of 21American Neighborhood Mortgage Acceptance Company LLC: 91% approved of 22Crosscountry Mortgage, LLC: 91% approved of 23Movement Mortgage, LLC: 92% approved of 26Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Chesapeake city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%715 / 84197%$155K694
2Navy Federal Credit Union74%251 / 34197%$125K244
3United Wholesale Mortgage, LLCBroker only78%248 / 31798%$305K243
4Amerisave Mortgage Corporation30%65 / 21694%$105K61
5Freedom Mortgage Corporation74%143 / 19498%$345K140

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 177 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Chesapeake city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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