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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Chesterfield County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Chesterfield County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,065 applications were decided by 242 lenders between 2023 and 2025.

Chesterfield County at a glance

242Active lenders37 with 20+ decisions
70.8%Market approval rate4,292 of 6,065 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,062 loans funded

How Chesterfield County compares

Approval rate compared
Chesterfield County70.8%Virginia69.7%All 616 counties68.2%
Typical loan compared
Chesterfield County$165KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Chesterfield County, VA, 1,203 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

C & F Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical cash-out refinance here is $165K, 15% smaller than the Virginia typical of $195K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 75Lakeview Loan Servicing, LLC: 28% approved of 69Amerisave Mortgage Corporation: 33% approved of 353Carrington Mortgage Services, LLC: 39% approved of 199American Financing Corporation: 45% approved of 29New Day Financial, LLC: 51% approved of 100Wells Fargo Bank, National Association: 51% approved of 94Mutual of Omaha Mortgage, Inc.: 54% approved of 71Truist Bank: 57% approved of 46Newrez LLC: 57% approved of 219New American Funding, LLC: 59% approved of 54Village Capital & Investment LLC: 63% approved of 76Spring Eq, LLC: 63% approved of 30GoodLeap, LLC: 65% approved of 54Capital Center, L.L.C.: 67% approved of 174Flagstar Bank, National Association: 67% approved of 33Argent Federal Credit Union: 68% approved of 25Navy Federal Credit Union: 69% approved of 133Lower, LLC: 70% approved of 27Pennymac Loan Services, LLC: 73% approved of 240Loandepot.Com, LLC: 73% approved of 195TOWER Federal Credit Union: 73% approved of 30Freedom Mortgage Corporation: 74% approved of 235Virginia Federal Credit Union: 77% approved of 419The Federal Savings Bank: 78% approved of 51United Wholesale Mortgage, LLC: 79% approved of 373Prosperity Home Mortgage, LLC: 79% approved of 29Sun West Mortgage Company, Inc.: 82% approved of 38Nationstar Mortgage LLC: 83% approved of 136JPMorgan Chase Bank, National Association: 85% approved of 26Rocket Mortgage, LLC: 85% approved of 1,472Equity Prime Mortgage LLC: 87% approved of 23Movement Mortgage, LLC: 91% approved of 32Reliance First Capital, LLC: 98% approved of 45Coastal Community Bank: 100% approved of 24C & F Mortgage Corporation: 100% approved of 22American Financial Network, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Chesterfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%1,248 / 1,47296%$165K1,203
2Virginia Federal Credit Union77%322 / 41999%$105K318
3United Wholesale Mortgage, LLCBroker only79%294 / 37396%$255K282
4Amerisave Mortgage Corporation33%115 / 35397%$105K111
5Pennymac Loan Services, LLC73%176 / 24097%$195K170

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 237 more lenders.

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