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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Virginia

Fat Boy Data analyzed home purchase mortgage activity in Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 183,842 applications were decided by 826 lenders between 2023 and 2025.

Virginia at a glance

826Active lenders343 with 20+ decisions
92.1%Market approval rate169,267 of 183,842 decided
$415KTypical loanmedian lender, $10K brackets
98%Borrower take-up165,590 loans funded

How Virginia compares

Approval rate compared
Virginia92.1%All 616 counties87.6%
Typical loan compared
Virginia$415KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Virginia, 6,128 of them.

Jams-01, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 705.

The typical home purchase mortgage here is $415K, 24% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 17% approved of 1,231Pentagon Federal Credit Union: 66% approved of 1,250USAA Federal Savings Bank: 69% approved of 905Kind Lending, LLC: 75% approved of 672Bank of America, National Association: 76% approved of 2,080NVR Mortgage Finance, Inc.: 78% approved of 4,992Wells Fargo Bank, National Association: 86% approved of 1,818City Lending Inc.: 86% approved of 691Pennymac Loan Services, LLC: 87% approved of 1,769Citizens Bank, National Association: 87% approved of 741Navy Federal Credit Union: 88% approved of 6,070Truist Bank: 90% approved of 4,122U.S. Bank National Association: 90% approved of 1,192Rocket Mortgage, LLC: 90% approved of 6,859First National Bank of Pennsylvania: 91% approved of 1,151Loandepot.Com, LLC: 91% approved of 1,073American Financial Network, Inc.: 92% approved of 1,159Freedom Mortgage Corporation: 92% approved of 1,887Lower, LLC: 92% approved of 842Virginia Federal Credit Union: 92% approved of 1,767Newrez LLC: 93% approved of 1,351Fulton Bank, National Association: 93% approved of 1,045United Wholesale Mortgage, LLC: 93% approved of 8,846New American Funding, LLC: 93% approved of 690Mortgage Research Center, LLC: 93% approved of 6,352JPMorgan Chase Bank, National Association: 93% approved of 2,104Capital Center, L.L.C.: 93% approved of 1,370First Community Mortgage, Inc.: 94% approved of 694Manufacturers and Traders Trust Company: 94% approved of 942United Bank: 95% approved of 1,380George Mason Mortgage, LLC: 95% approved of 1,001Tidewater Mortgage Services, Inc.: 96% approved of 1,297Southern Trust Mortgage, LLC: 96% approved of 2,954Movement Mortgage, LLC: 96% approved of 6,807American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 4,129Ameris Bank: 96% approved of 1,791TowneBank: 96% approved of 2,103Guaranteed Rate, Inc.: 97% approved of 2,233Guild Mortgage Company LLC: 97% approved of 1,107Embrace Home Loans, Inc.: 97% approved of 1,403Presidential Bank, FSB: 97% approved of 1,074Alcova Mortgage LLC: 97% approved of 1,639Fairway Independent Mortgage Corporation: 97% approved of 3,155Vellum Mortgage, Inc.: 97% approved of 760Advance Financial Group, LLC: 97% approved of 926Bay Equity LLC: 98% approved of 762Cmg Mortgage, Inc.: 98% approved of 3,789First Home Mortgage Corporation: 98% approved of 1,084Prosperity Home Mortgage, LLC: 98% approved of 3,401Towne Mortgage, LLC: 98% approved of 785Crosscountry Mortgage, LLC: 98% approved of 2,578Atlantic Coast Mortgage, LLC: 98% approved of 6,091First Heritage Mortgage, LLC: 98% approved of 4,841Nfm, Inc.: 98% approved of 2,643Intercoastal Mortgage, LLC: 98% approved of 3,319C & F Mortgage Corporation: 99% approved of 2,023Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 5,558First Savings Mortgage Corporation: 99% approved of 1,816Guaranteed Rate Affinity, LLC: 99% approved of 732Jams-01, Inc.: 99% approved of 705

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%8,187 / 8,84699%$375K8,100
2Rocket Mortgage, LLC90%6,202 / 6,85999%$415K6,128
3Movement Mortgage, LLC96%6,545 / 6,80790%$345K5,887
4Mortgage Research Center, LLC93%5,885 / 6,35299%$355K5,836
5Atlantic Coast Mortgage, LLC98%5,979 / 6,09198%$475K5,839

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 821 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Virginia

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Counties in Virginia

Fairfax CountyCountyPrince William CountyCountyVirginia Beach cityCountyLoudoun CountyCountyChesterfield CountyCountyHenrico CountyCountyChesapeake cityCountyArlington CountyCountyNorfolk cityCountyRichmond cityCountyNewport News cityCountyStafford CountyCounty