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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Virginia

Fat Boy Data analyzed investment property refinance activity in Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,304 applications were decided by 299 lenders between 2023 and 2025.

Virginia at a glance

299Active lenders38 with 20+ decisions
75.3%Market approval rate2,489 of 3,304 decided
$225KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,350 loans funded

How Virginia compares

Approval rate compared
Virginia75.3%All 616 counties77.7%
Typical loan compared
Virginia$225KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Virginia, 321 of them.

Fay Servicing, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 20PNC Bank, National Association: 28% approved of 29Bank of America, National Association: 28% approved of 50Navy Federal Credit Union: 40% approved of 127Truist Bank: 47% approved of 57Lendingone, LLC: 52% approved of 44Newrez LLC: 57% approved of 30Hometown Equity Mortgage, LLC: 60% approved of 25Langley Federal Credit Union: 64% approved of 47TD Bank, National Association: 64% approved of 42Deephaven Mortgage LLC: 64% approved of 28Citizens and Farmers Bank: 65% approved of 20Loan Funder LLC: 65% approved of 26Royal United Mortgage LLC: 67% approved of 24Loandepot.Com, LLC: 70% approved of 20Ocmbc, Inc.: 72% approved of 36Atlantic Union Bank: 74% approved of 57Wells Fargo Bank, National Association: 74% approved of 65Kind Lending, LLC: 75% approved of 20United Nations Federal Credit Union: 76% approved of 25Alcova Mortgage LLC: 76% approved of 25United Bank: 76% approved of 42Rocket Mortgage, LLC: 78% approved of 131Movement Mortgage, LLC: 79% approved of 28United Wholesale Mortgage, LLC: 79% approved of 162Capital Center, L.L.C.: 79% approved of 143Cmg Mortgage, Inc.: 80% approved of 25Atlantic Coast Mortgage, LLC: 80% approved of 20Kiavi Funding, Inc.: 83% approved of 394Pennymac Loan Services, LLC: 86% approved of 99Lima One Capital, LLC: 89% approved of 65The Loan Store, Inc.: 94% approved of 33TowneBank: 95% approved of 38Guaranteed Rate, Inc.: 95% approved of 20Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 97% approved of 30Dominion Financial Services, LLC: 100% approved of 75Fay Servicing, LLC: 100% approved of 31Freedom Mortgage Corporation: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.83%328 / 39498%$225K321
2United Wholesale Mortgage, LLCBroker only79%128 / 16295%$285K122
3Capital Center, L.L.C.79%113 / 143100%$245K113
4Rocket Mortgage, LLC78%102 / 13197%$225K99
5Navy Federal Credit Union40%51 / 12798%$115K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 294 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Virginia

Mortgage lenders in VirginiaHome improvement loans in VirginiaCash-out refinance in VirginiaRefinance in VirginiaInvestment property purchase in VirginiaInvestment cash-out refinance in VirginiaInvestment home improvement in Virginia

Counties in Virginia

Fairfax CountyCountyPrince William CountyCountyVirginia Beach cityCountyLoudoun CountyCountyChesterfield CountyCountyHenrico CountyCountyChesapeake cityCountyArlington CountyCountyNorfolk cityCountyRichmond cityCountyNewport News cityCountyStafford CountyCounty