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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fairfax County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Fairfax County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,324 applications were decided by 293 lenders between 2023 and 2025.

Fairfax County at a glance

293Active lenders57 with 20+ decisions
71.5%Market approval rate5,233 of 7,324 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,982 loans funded

How Fairfax County compares

Approval rate compared
Fairfax County71.5%Virginia69.7%All 616 counties68.2%
Typical loan compared
Fairfax County$195KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fairfax County, VA, 1,130 of them.

Intercoastal Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 11% approved of 35American Financing Corporation: 27% approved of 26Amerisave Mortgage Corporation: 27% approved of 436Carrington Mortgage Services, LLC: 28% approved of 146Mortgage Research Center, LLC: 29% approved of 56New Day Financial, LLC: 38% approved of 56Network Capital Funding Corporation: 41% approved of 39Spring Eq, LLC: 42% approved of 67Newrez LLC: 51% approved of 275Kind Lending, LLC: 52% approved of 23New American Funding, LLC: 54% approved of 48Pentagon Federal Credit Union: 54% approved of 94The Federal Savings Bank: 57% approved of 23Wells Fargo Bank, National Association: 59% approved of 100Nextmark: 64% approved of 126Sandy Spring Bank: 66% approved of 29U.S. Bank National Association: 66% approved of 38Onity Mortgage Corporation: 67% approved of 27Ocmbc, Inc.: 69% approved of 26City Lending Inc.: 70% approved of 20Mutual of Omaha Mortgage, Inc.: 70% approved of 54Quorum Federal Credit Union: 71% approved of 41United Wholesale Mortgage, LLC: 71% approved of 418Freedom Mortgage Corporation: 71% approved of 94Atlantic Union Bank: 72% approved of 43Loandepot.Com, LLC: 73% approved of 172Flagstar Bank, National Association: 73% approved of 55TOWER Federal Credit Union: 73% approved of 141Navy Federal Credit Union: 73% approved of 551Sofi Bank, N.A.tional Association: 74% approved of 27Prosperity Home Mortgage, LLC: 76% approved of 21Northwest Federal Credit Union: 77% approved of 263Pennymac Loan Services, LLC: 77% approved of 195Truist Bank: 78% approved of 80Amwest Funding Corp.: 79% approved of 38Lower, LLC: 80% approved of 30Apple Federal Credit Union: 83% approved of 46Bank of America, National Association: 84% approved of 25Rocket Mortgage, LLC: 84% approved of 1,387Nationstar Mortgage LLC: 85% approved of 139JPMorgan Chase Bank, National Association: 87% approved of 54GoodLeap, LLC: 87% approved of 31Guaranteed Rate, Inc.: 88% approved of 32Wright Patman Congressional Federal Credit Union: 88% approved of 106Credit Union Mortgage Association, Inc.: 89% approved of 27Lafayette Federal Credit Union: 90% approved of 20Coastal Community Bank: 91% approved of 32Bank-Fund Staff Federal Credit Union: 91% approved of 310Cmg Mortgage, Inc.: 92% approved of 24Fairway Independent Mortgage Corporation: 95% approved of 21Reliance First Capital, LLC: 96% approved of 25First Savings Mortgage Corporation: 96% approved of 27Crosscountry Mortgage, LLC: 97% approved of 31Movement Mortgage, LLC: 97% approved of 37Intercoastal Mortgage, LLC: 100% approved of 35Atlantic Coast Mortgage, LLC: 100% approved of 31IDB Global Federal Credit Union: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Fairfax County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,171 / 1,38796%$135K1,130
2Navy Federal Credit Union73%403 / 55199%$195K398
3Amerisave Mortgage Corporation27%119 / 43697%$125K115
4United Wholesale Mortgage, LLCBroker only71%297 / 41896%$365K286
5Bank-Fund Staff Federal Credit Union91%283 / 31096%$165K273

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 288 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Fairfax County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Fairfax County

Mortgage lenders in Fairfax CountyHome improvement loans in Fairfax CountyRefinance in Fairfax CountyInvestment property purchase in Fairfax CountyInvestment cash-out refinance in Fairfax CountyInvestment refinance in Fairfax CountyInvestment home improvement in Fairfax County

Nearby markets

All lending in Fairfax CountyCounty overviewCash-out refinance across VirginiaStatewideArlington CountyNearby county