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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Newport News city, Virginia

Fat Boy Data analyzed cash-out refinance activity in Newport News city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,918 applications were decided by 128 lenders between 2023 and 2025.

Newport News city at a glance

128Active lenders21 with 20+ decisions
64.0%Market approval rate1,228 of 1,918 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,138 loans funded

How Newport News city compares

Approval rate compared
Newport News city64.0%Virginia69.7%All 616 counties68.2%
Typical loan compared
Newport News city$205KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Newport News city, VA, 259 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

Lenders approved 64.0% of cash-out refinance applications in Newport News city, VA, 5.6 percentage points below the Virginia rate of 69.7%.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 76Amerisave Mortgage Corporation: 30% approved of 98Newrez LLC: 33% approved of 70Lakeview Loan Servicing, LLC: 38% approved of 32New Day Financial, LLC: 44% approved of 68Carrington Mortgage Services, LLC: 44% approved of 72Village Capital & Investment LLC: 44% approved of 36New American Funding, LLC: 48% approved of 27Navy Federal Credit Union: 49% approved of 71Wells Fargo Bank, National Association: 52% approved of 25Mutual of Omaha Mortgage, Inc.: 58% approved of 26GoodLeap, LLC: 66% approved of 44Pennymac Loan Services, LLC: 69% approved of 64Freedom Mortgage Corporation: 71% approved of 90Loandepot.Com, LLC: 71% approved of 66Nationstar Mortgage LLC: 72% approved of 54The Federal Savings Bank: 75% approved of 20United Wholesale Mortgage, LLC: 79% approved of 141Rocket Mortgage, LLC: 81% approved of 333Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 84% approved of 68Movement Mortgage, LLC: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Newport News city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%270 / 33396%$175K259
2United Wholesale Mortgage, LLCBroker only79%111 / 14196%$225K107
3Amerisave Mortgage Corporation30%29 / 9890%$85K26
4Freedom Mortgage Corporation71%64 / 9094%$255K60
5Mortgage Research Center, LLC18%14 / 76100%$265K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 123 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Newport News city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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