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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington

Fat Boy Data analyzed cash-out refinance activity in Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 59,847 applications were decided by 504 lenders between 2023 and 2025.

Washington at a glance

504Active lenders187 with 20+ decisions
71.3%Market approval rate42,687 of 59,847 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up40,469 loans funded

How Washington compares

Approval rate compared
Washington71.3%All 616 counties68.2%
Typical loan compared
Washington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington, 9,557 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 766.

The typical cash-out refinance here is $205K, 32% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 621Network Capital Funding Corporation: 22% approved of 254Amerisave Mortgage Corporation: 28% approved of 2,972Lakeview Loan Servicing, LLC: 33% approved of 775American Financing Corporation: 37% approved of 384New Day Financial, LLC: 38% approved of 544Carrington Mortgage Services, LLC: 42% approved of 1,082Spring Eq, LLC: 45% approved of 648KeyBank National Association: 55% approved of 486Village Capital & Investment LLC: 55% approved of 311Wells Fargo Bank, National Association: 58% approved of 522Mutual of Omaha Mortgage, Inc.: 58% approved of 601Newrez LLC: 59% approved of 2,448Numerica Credit Union: 59% approved of 846Lower, LLC: 61% approved of 179Global Federal Credit Union: 63% approved of 151Kind Lending, LLC: 65% approved of 158Wafd Bank: 65% approved of 150Fibre Federal Credit Union: 67% approved of 174Loandepot.Com, LLC: 68% approved of 1,507Washington State Employees Credit Union: 69% approved of 1,356New American Funding, LLC: 69% approved of 592Sun West Mortgage Company, Inc.: 69% approved of 219Idaho Central Credit Union: 69% approved of 320Banner Bank: 70% approved of 259Navy Federal Credit Union: 70% approved of 787Quorum Federal Credit Union: 71% approved of 443Flagstar Bank, National Association: 71% approved of 689U.S. Bank National Association: 72% approved of 916Freedom Mortgage Corporation: 74% approved of 1,182Boeing Employees Credit Union: 75% approved of 605Pennymac Loan Services, LLC: 76% approved of 1,485Sofi Bank, N.A.tional Association: 76% approved of 205The Federal Savings Bank: 76% approved of 553Planet Home Lending, LLC: 77% approved of 154Hapo Community Credit Union: 77% approved of 224Gesa Credit Union: 77% approved of 799Spokane Teachers: 78% approved of 242Washington Trust Bank: 78% approved of 505United Wholesale Mortgage, LLC: 78% approved of 4,328Whatcom Educational Credit Union: 78% approved of 496JPMorgan Chase Bank, National Association: 79% approved of 623American Pacific Mortgage Corporation: 80% approved of 393GoodLeap, LLC: 80% approved of 505Guaranteed Rate, Inc.: 80% approved of 198HomeStreet Bank: 80% approved of 414Nationstar Mortgage LLC: 80% approved of 946Rocket Mortgage, LLC: 82% approved of 12,022First Technology Federal Credit Union: 82% approved of 461Fairway Independent Mortgage Corporation: 83% approved of 4741st Security Bank of Washington: 83% approved of 159Equity Prime Mortgage LLC: 86% approved of 154Red Canoe Credit Union: 88% approved of 278Guild Mortgage Company LLC: 88% approved of 1,304Evergreen Moneysource Mortgage Company: 89% approved of 423Columbia Bank: 90% approved of 181Crosscountry Mortgage, LLC: 90% approved of 440Cmg Mortgage, Inc.: 93% approved of 616Movement Mortgage, LLC: 93% approved of 766Coastal Community Bank: 96% approved of 227

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washington

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%9,850 / 12,02297%$165K9,557
2United Wholesale Mortgage, LLCBroker only78%3,392 / 4,32897%$325K3,300
3Amerisave Mortgage Corporation28%822 / 2,97297%$125K796
4Newrez LLC59%1,440 / 2,44898%$125K1,412
5Loandepot.Com, LLC68%1,025 / 1,50797%$335K997

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 499 more lenders.

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Other lending data for Washington

Mortgage lenders in WashingtonHome improvement loans in WashingtonRefinance in WashingtonInvestment property purchase in WashingtonInvestment cash-out refinance in WashingtonInvestment refinance in WashingtonInvestment home improvement in Washington

Counties in Washington

King CountyCountyPierce CountyCountySnohomish CountyCountySpokane CountyCountyClark CountyCountyThurston CountyCountyKitsap CountyCountyYakima CountyCountyWhatcom CountyCountyBenton CountyCountySkagit CountyCountyCowlitz CountyCounty