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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kitsap County, Washington

Fat Boy Data analyzed cash-out refinance activity in Kitsap County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,891 applications were decided by 196 lenders between 2023 and 2025.

Kitsap County at a glance

196Active lenders25 with 20+ decisions
72.8%Market approval rate2,105 of 2,891 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,014 loans funded

How Kitsap County compares

Approval rate compared
Kitsap County72.8%Washington71.3%All 616 counties68.2%
Typical loan compared
Kitsap County$255KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kitsap County, WA, 517 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

The typical cash-out refinance here is $255K, 24% larger than the Washington typical of $205K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 63Amerisave Mortgage Corporation: 27% approved of 157Carrington Mortgage Services, LLC: 40% approved of 55Lakeview Loan Servicing, LLC: 43% approved of 44Spring Eq, LLC: 46% approved of 39New Day Financial, LLC: 46% approved of 39Mutual of Omaha Mortgage, Inc.: 66% approved of 29Flagstar Bank, National Association: 67% approved of 39Newrez LLC: 69% approved of 99Navy Federal Credit Union: 72% approved of 176Loandepot.Com, LLC: 72% approved of 58Fairway Independent Mortgage Corporation: 73% approved of 41Nationstar Mortgage LLC: 75% approved of 51New American Funding, LLC: 76% approved of 41Freedom Mortgage Corporation: 79% approved of 80The Federal Savings Bank: 80% approved of 44United Wholesale Mortgage, LLC: 82% approved of 224Pennymac Loan Services, LLC: 82% approved of 74Rocket Mortgage, LLC: 84% approved of 635U.S. Bank National Association: 84% approved of 37GoodLeap, LLC: 86% approved of 28JPMorgan Chase Bank, National Association: 88% approved of 24Crosscountry Mortgage, LLC: 88% approved of 34Evergreen Moneysource Mortgage Company: 92% approved of 63Movement Mortgage, LLC: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kitsap County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%532 / 63597%$165K517
2United Wholesale Mortgage, LLCBroker only82%183 / 22499%$315K182
3Navy Federal Credit Union72%126 / 17697%$185K122
4Amerisave Mortgage Corporation27%42 / 15798%$125K41
5Newrez LLC69%68 / 9999%$255K67

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 191 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Kitsap County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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