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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in King County, Washington

Fat Boy Data analyzed cash-out refinance activity in King County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,276 applications were decided by 342 lenders between 2023 and 2025.

King County at a glance

342Active lenders73 with 20+ decisions
71.3%Market approval rate8,749 of 12,276 decided
$305KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,265 loans funded

How King County compares

Approval rate compared
King County71.3%Washington71.3%All 616 counties68.2%
Typical loan compared
King County$305KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in King County, WA, 1,785 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical cash-out refinance here is $305K, 49% larger than the Washington typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 17% approved of 42Mortgage Research Center, LLC: 18% approved of 77Network Capital Funding Corporation: 19% approved of 52New Day Financial, LLC: 19% approved of 67Amerisave Mortgage Corporation: 23% approved of 564Lakeview Loan Servicing, LLC: 38% approved of 128Carrington Mortgage Services, LLC: 40% approved of 195Spring Eq, LLC: 47% approved of 157KeyBank National Association: 51% approved of 138Mutual of Omaha Mortgage, Inc.: 55% approved of 86Newrez LLC: 55% approved of 592Wells Fargo Bank, National Association: 56% approved of 156Lower, LLC: 58% approved of 38Washington State Employees Credit Union: 61% approved of 220Global Federal Credit Union: 63% approved of 67Kind Lending, LLC: 69% approved of 48Better Mortgage Corporation: 69% approved of 32Loandepot.Com, LLC: 69% approved of 299Freedom Mortgage Corporation: 69% approved of 140Quorum Federal Credit Union: 70% approved of 159U.S. Bank National Association: 70% approved of 317New American Funding, LLC: 70% approved of 107Qualstar Credit Union: 70% approved of 44Wafd Bank: 70% approved of 61Sofi Bank, N.A.tional Association: 71% approved of 65Guaranteed Rate, Inc.: 71% approved of 49Flagstar Bank, National Association: 73% approved of 179Pennymac Loan Services, LLC: 73% approved of 312Navy Federal Credit Union: 75% approved of 119The Federal Savings Bank: 75% approved of 69Nationstar Mortgage LLC: 76% approved of 190Boeing Employees Credit Union: 76% approved of 278SALAL Credit Union: 76% approved of 46JPMorgan Chase Bank, National Association: 76% approved of 189Seattle Metropolitan Credit Union: 78% approved of 32United Wholesale Mortgage, LLC: 78% approved of 898Gesa Credit Union: 78% approved of 107HomeStreet Bank: 79% approved of 178Nexera Holding LLC: 80% approved of 30Rocket Mortgage, LLC: 80% approved of 2,295Bank of America, National Association: 81% approved of 57First Technology Federal Credit Union: 83% approved of 3081st Security Bank of Washington: 83% approved of 42Originpoint LLC: 84% approved of 38Fairway Independent Mortgage Corporation: 84% approved of 128Guild Mortgage Company LLC: 85% approved of 252American Pacific Mortgage Corporation: 85% approved of 54GoodLeap, LLC: 86% approved of 78Evergreen Moneysource Mortgage Company: 87% approved of 53Cornerstone Capital Bank, Ssb: 88% approved of 34Amwest Funding Corp.: 90% approved of 48Washington Trust Bank: 91% approved of 74Columbia Bank: 91% approved of 54Flyhomes Mortgage, LLC: 91% approved of 34Cmg Mortgage, Inc.: 92% approved of 141Movement Mortgage, LLC: 93% approved of 229Charles Schwab Bank, SSB: 93% approved of 29Crosscountry Mortgage, LLC: 95% approved of 110Coastal Community Bank: 95% approved of 44Citadel Servicing Corporation: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,838 / 2,29597%$165K1,785
2United Wholesale Mortgage, LLCBroker only78%704 / 89897%$335K682
3Newrez LLC55%328 / 59296%$135K315
4Amerisave Mortgage Corporation23%132 / 56497%$145K128
5U.S. Bank National Association70%222 / 31798%$255K217

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 337 more lenders.

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Other lending data for King County

Mortgage lenders in King CountyHome improvement loans in King CountyRefinance in King CountyInvestment property purchase in King CountyInvestment cash-out refinance in King CountyInvestment refinance in King CountyInvestment home improvement in King County

Nearby markets

All lending in King CountyCounty overviewCash-out refinance across WashingtonStatewideKitsap CountyNearby countyPierce CountyNearby countySnohomish CountyNearby county