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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Clark County, Washington

Fat Boy Data analyzed cash-out refinance activity in Clark County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,930 applications were decided by 248 lenders between 2023 and 2025.

Clark County at a glance

248Active lenders42 with 20+ decisions
72.5%Market approval rate3,575 of 4,930 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,368 loans funded

How Clark County compares

Approval rate compared
Clark County72.5%Washington71.3%All 616 counties68.2%
Typical loan compared
Clark County$205KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Clark County, WA, 801 of them.

HomeStreet Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 38.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 43Lakeview Loan Servicing, LLC: 19% approved of 68Network Capital Funding Corporation: 25% approved of 24Amerisave Mortgage Corporation: 28% approved of 245New Day Financial, LLC: 31% approved of 49American Financing Corporation: 40% approved of 65Spring Eq, LLC: 46% approved of 63Carrington Mortgage Services, LLC: 46% approved of 97Newrez LLC: 52% approved of 205Village Capital & Investment LLC: 64% approved of 22Wells Fargo Bank, National Association: 65% approved of 34Mutual of Omaha Mortgage, Inc.: 65% approved of 57New American Funding, LLC: 69% approved of 36U.S. Bank National Association: 70% approved of 105Freedom Mortgage Corporation: 73% approved of 79The Federal Savings Bank: 74% approved of 34Quorum Federal Credit Union: 74% approved of 42American Pacific Mortgage Corporation: 74% approved of 31Rivermark Community Credit Union: 75% approved of 28Loandepot.Com, LLC: 76% approved of 123Nationstar Mortgage LLC: 77% approved of 77Pennymac Loan Services, LLC: 78% approved of 156Flagstar Bank, National Association: 79% approved of 66JPMorgan Chase Bank, National Association: 79% approved of 57United Wholesale Mortgage, LLC: 79% approved of 406Navy Federal Credit Union: 80% approved of 54Evergreen Moneysource Mortgage Company: 82% approved of 33Red Canoe Credit Union: 82% approved of 22GoodLeap, LLC: 82% approved of 22Crosscountry Mortgage, LLC: 82% approved of 28Columbia Community Credit Union: 83% approved of 135Fairway Independent Mortgage Corporation: 84% approved of 31Rocket Mortgage, LLC: 84% approved of 988Onpoint Community Credit Union: 86% approved of 22First Technology Federal Credit Union: 88% approved of 58Guild Mortgage Company LLC: 90% approved of 145Nations Direct Mortgage, LLC: 92% approved of 39Cmg Mortgage, Inc.: 94% approved of 98IQ Credit Union: 94% approved of 120Guaranteed Rate, Inc.: 96% approved of 24HomeStreet Bank: 97% approved of 38Coastal Community Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%833 / 98896%$125K801
2United Wholesale Mortgage, LLCBroker only79%321 / 40696%$325K308
3Amerisave Mortgage Corporation28%69 / 24596%$135K66
4Newrez LLC52%107 / 20597%$195K104
5Pennymac Loan Services, LLC78%121 / 15698%$165K119

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 243 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Clark County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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