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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cowlitz County, Washington

Fat Boy Data analyzed cash-out refinance activity in Cowlitz County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,633 applications were decided by 141 lenders between 2023 and 2025.

Cowlitz County at a glance

141Active lenders15 with 20+ decisions
72.5%Market approval rate1,184 of 1,633 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,108 loans funded

How Cowlitz County compares

Approval rate compared
Cowlitz County72.5%Washington71.3%All 616 counties68.2%
Typical loan compared
Cowlitz County$125KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cowlitz County, WA, 203 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 112.

The typical cash-out refinance here is $125K, 39% smaller than the Washington typical of $205K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 31% approved of 89American Financing Corporation: 43% approved of 21Loandepot.Com, LLC: 58% approved of 36Freedom Mortgage Corporation: 63% approved of 30Pennymac Loan Services, LLC: 67% approved of 30Fibre Federal Credit Union: 68% approved of 164Lower Columbia Longshoremen: 71% approved of 31Newrez LLC: 72% approved of 29Rocket Mortgage, LLC: 76% approved of 275United Wholesale Mortgage, LLC: 78% approved of 95Nationstar Mortgage LLC: 83% approved of 23Red Canoe Credit Union: 89% approved of 186Cmg Mortgage, Inc.: 90% approved of 21Das Acquisition Company, LLC: 94% approved of 32Guild Mortgage Company LLC: 96% approved of 112

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cowlitz County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%209 / 27597%$125K203
2Red Canoe Credit Union89%165 / 18698%$85K162
3Fibre Federal Credit Union68%112 / 16487%$115K97
4Guild Mortgage Company LLC96%108 / 11295%$85K103
5United Wholesale Mortgage, LLCBroker only78%74 / 9592%$275K68

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 136 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Cowlitz County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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