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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Pierce County, Washington

Fat Boy Data analyzed cash-out refinance activity in Pierce County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,524 applications were decided by 298 lenders between 2023 and 2025.

Pierce County at a glance

298Active lenders64 with 20+ decisions
70.2%Market approval rate7,387 of 10,524 decided
$235KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,969 loans funded

How Pierce County compares

Approval rate compared
Pierce County70.2%Washington71.3%All 616 counties68.2%
Typical loan compared
Pierce County$235KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Pierce County, WA, 1,698 of them.

Columbia Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 32.

The typical cash-out refinance here is $235K, 15% larger than the Washington typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Network Capital Funding Corporation: 16% approved of 43Mortgage Research Center, LLC: 19% approved of 167Amerisave Mortgage Corporation: 31% approved of 557Lakeview Loan Servicing, LLC: 34% approved of 173American Financing Corporation: 41% approved of 66Carrington Mortgage Services, LLC: 43% approved of 218Spring Eq, LLC: 43% approved of 118New Day Financial, LLC: 45% approved of 130Village Capital & Investment LLC: 50% approved of 105USAA Federal Savings Bank: 51% approved of 35Newrez LLC: 58% approved of 455Kind Lending, LLC: 59% approved of 29Wells Fargo Bank, National Association: 59% approved of 75Qualstar Credit Union: 59% approved of 34Mutual of Omaha Mortgage, Inc.: 60% approved of 130KeyBank National Association: 61% approved of 141Navy Federal Credit Union: 63% approved of 166Washington State Employees Credit Union: 63% approved of 202New American Funding, LLC: 63% approved of 124Plaza Home Mortgage, Inc.: 64% approved of 33Loandepot.Com, LLC: 66% approved of 312Harborstone Credit Union: 67% approved of 24Global Federal Credit Union: 70% approved of 23Lower, LLC: 70% approved of 23Flagstar Bank, National Association: 70% approved of 118Sun West Mortgage Company, Inc.: 71% approved of 58Sound Credit Union: 72% approved of 46Pennymac Loan Services, LLC: 72% approved of 307U.S. Bank National Association: 72% approved of 108Planet Home Lending, LLC: 73% approved of 30Quorum Federal Credit Union: 74% approved of 78HomeStreet Bank: 76% approved of 79Guaranteed Rate, Inc.: 77% approved of 39Freedom Mortgage Corporation: 78% approved of 262Nationstar Mortgage LLC: 78% approved of 177United Wholesale Mortgage, LLC: 78% approved of 867Boeing Employees Credit Union: 80% approved of 113The Federal Savings Bank: 80% approved of 150Sofi Bank, N.A.tional Association: 80% approved of 35Rocket Mortgage, LLC: 81% approved of 2,167Idaho Central Credit Union: 81% approved of 27Fairway Independent Mortgage Corporation: 82% approved of 99JPMorgan Chase Bank, National Association: 82% approved of 62Gesa Credit Union: 82% approved of 62GoodLeap, LLC: 82% approved of 130Crosscountry Mortgage, LLC: 83% approved of 107American Pacific Mortgage Corporation: 87% approved of 38Nova Financial & Investment Corporation: 87% approved of 39Evergreen Moneysource Mortgage Company: 88% approved of 112Guild Mortgage Company LLC: 88% approved of 2171st Security Bank of Washington: 89% approved of 28Equity Prime Mortgage LLC: 89% approved of 38Red Canoe Credit Union: 92% approved of 40Mld Mortgage Inc.: 93% approved of 28Cmg Mortgage, Inc.: 93% approved of 74Paramount Residential Mortgage Group, Inc.: 95% approved of 37Movement Mortgage, LLC: 96% approved of 213Bay Equity LLC: 97% approved of 29Columbia Bank: 97% approved of 32Coastal Community Bank: 100% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Pierce County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%1,748 / 2,16797%$145K1,698
2United Wholesale Mortgage, LLCBroker only78%678 / 86797%$355K660
3Amerisave Mortgage Corporation31%173 / 55797%$125K168
4Newrez LLC58%266 / 45599%$125K263
5Loandepot.Com, LLC66%205 / 31298%$335K201

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 293 more lenders.

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Other lending data for Pierce County

Mortgage lenders in Pierce CountyHome improvement loans in Pierce CountyRefinance in Pierce CountyInvestment property purchase in Pierce CountyInvestment cash-out refinance in Pierce CountyInvestment refinance in Pierce CountyInvestment home improvement in Pierce County

Nearby markets

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