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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richmond city, Virginia

Fat Boy Data analyzed home purchase mortgage activity in Richmond city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,622 applications were decided by 334 lenders between 2023 and 2025.

Richmond city at a glance

334Active lenders60 with 20+ decisions
92.7%Market approval rate6,140 of 6,622 decided
$325KTypical loanmedian lender, $10K brackets
98%Borrower take-up6,037 loans funded

How Richmond city compares

Approval rate compared
Richmond city92.7%Virginia92.1%All 616 counties87.6%
Typical loan compared
Richmond city$325KVirginia$415KAll 616 counties$335K

What the data shows

Virginia Federal Credit Union made the most home purchase mortgages in Richmond city, VA, 291 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 270.

The typical home purchase mortgage here is $325K, 22% smaller than the Virginia typical of $415K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 15% approved of 39Pentagon Federal Credit Union: 57% approved of 21NVR Mortgage Finance, Inc.: 65% approved of 65USAA Federal Savings Bank: 71% approved of 38Wells Fargo Bank, National Association: 77% approved of 74Mortgage Research Center, LLC: 81% approved of 63Atlantic Union Bank: 82% approved of 22Bank of America, National Association: 83% approved of 75Navy Federal Credit Union: 83% approved of 111Embrace Home Loans, Inc.: 86% approved of 21American Neighborhood Mortgage Acceptance Company LLC: 87% approved of 23Truist Bank: 88% approved of 155Pennymac Loan Services, LLC: 89% approved of 54U.S. Bank National Association: 89% approved of 45Freedom Mortgage Corporation: 90% approved of 29Better Mortgage Corporation: 90% approved of 20Fulton Bank, National Association: 91% approved of 109United Bank: 91% approved of 165Caliber Home Loans, Inc.: 91% approved of 33Capital Center, L.L.C.: 91% approved of 156SouthState Bank, National Association: 91% approved of 23American Financial Network, Inc.: 92% approved of 61Rocket Mortgage, LLC: 92% approved of 249Swbc Mortgage Corporation: 92% approved of 38First National Bank of Pennsylvania: 93% approved of 191Alcova Mortgage LLC: 94% approved of 141Crosscountry Mortgage, LLC: 94% approved of 48Virginia Federal Credit Union: 94% approved of 310NexBank: 94% approved of 35TowneBank: 95% approved of 169Primelending, A Plainscapital Company: 95% approved of 39Movement Mortgage, LLC: 95% approved of 198Tidewater Mortgage Services, Inc.: 95% approved of 21George Mason Mortgage, LLC: 95% approved of 106Newrez LLC: 96% approved of 47Presidential Bank, FSB: 96% approved of 25Guild Mortgage Company LLC: 96% approved of 52Integrity Home Mortgage Corporation: 96% approved of 55Ameris Bank: 96% approved of 57Atlantic Coast Mortgage, LLC: 97% approved of 89Towne First Mortgage, LLC: 97% approved of 33Fairway Independent Mortgage Corporation: 97% approved of 67United Wholesale Mortgage, LLC: 97% approved of 302Prosperity Home Mortgage, LLC: 97% approved of 238C&F Select LLC: 97% approved of 35First Heritage Mortgage, LLC: 97% approved of 149JPMorgan Chase Bank, National Association: 98% approved of 296Cmg Mortgage, Inc.: 98% approved of 65C & F Mortgage Corporation: 99% approved of 289Southern Trust Mortgage, LLC: 99% approved of 123Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 249Nfm, Inc.: 100% approved of 270Village Bank Mortgage Corporation: 100% approved of 100First Home Mortgage Corporation: 100% approved of 52Plains Commerce Bank: 100% approved of 25Provident Funding Associates, L.P.: 100% approved of 24Guaranteed Rate, Inc.: 100% approved of 23Morgan Stanley Private Bank, National Association: 100% approved of 21Calcon Mutual Mortgage LLC: 100% approved of 20Mason Mcduffie Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Richmond city

LenderApprovalApprovedTaken upTypical loanLoans made
1Virginia Federal Credit Union94%291 / 310100%$305K291
2United Wholesale Mortgage, LLCBroker only97%293 / 30299%$325K291
3JPMorgan Chase Bank, National Association98%289 / 29699%$305K285
4C & F Mortgage Corporation99%285 / 28999%$295K282
5Nfm, Inc.100%270 / 270100%$335K269

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 329 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Richmond city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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