Lender profile · HMDA 2023–2025
Atlantic Coast Mortgage, LLC mortgage approval rates & lending data
Atlantic Coast Mortgage, LLC decided 11,513 mortgage applications and funded 10,874 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 9,812 / 10,020 | 97% | $425K | 9,516 |
| Cash-out refinance | 96% | 268 / 278 | 94% | $495K | 252 |
| Refinance | 98% | 457 / 464 | 94% | $485K | 431 |
| Investment property purchase | 98% | 599 / 614 | 94% | $255K | 565 |
| Investment cash-out refinance | 86% | 48 / 56 | 90% | $255K | 43 |
| Investment refinance | 87% | 45 / 52 | 96% | $215K | 43 |
Atlantic Coast Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $475K | 6,832 | 6,529 |
| Maryland | 98% | $425K | 1,462 | 1,366 |
| North Carolina | 98% | $285K | 1,182 | 1,108 |
| South Carolina | 96% | $315K | 872 | 809 |
| District of Columbia | 96% | $535K | 411 | 380 |
| West Virginia | 97% | $275K | 253 | 236 |
| Florida | 95% | $345K | 165 | 151 |
| Pennsylvania | 91% | $305K | 108 | 90 |
| Delaware | 98% | $335K | 45 | 44 |
| Texas | 93% | $275K | 30 | 25 |
| Georgia | 96% | $375K | 24 | 20 |
| Tennessee | 95% | $445K | 21 | 18 |
| Illinois | 94% | $285K | 16 | 13 |
| New Jersey | 100% | $485K | 13 | 11 |
| Colorado | 100% | $465K | 11 | 11 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.