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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Fairfax County, Virginia

Fat Boy Data analyzed home purchase mortgage activity in Fairfax County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 32,941 applications were decided by 519 lenders between 2023 and 2025.

Fairfax County at a glance

519Active lenders174 with 20+ decisions
93.2%Market approval rate30,710 of 32,941 decided
$585KTypical loanmedian lender, $10K brackets
98%Borrower take-up30,067 loans funded

How Fairfax County compares

Approval rate compared
Fairfax County93.2%Virginia92.1%All 616 counties87.6%
Typical loan compared
Fairfax County$585KVirginia$415KAll 616 counties$335K

What the data shows

Atlantic Coast Mortgage, LLC made the most home purchase mortgages in Fairfax County, VA, 1,242 of them.

Emet Lending Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 163.

The typical home purchase mortgage here is $585K, 41% larger than the Virginia typical of $415K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%USAA Federal Savings Bank: 61% approved of 140Pentagon Federal Credit Union: 66% approved of 381Bank of America, National Association: 72% approved of 527Kind Lending, LLC: 73% approved of 117PNC Bank, National Association: 78% approved of 198K. Hovnanian American Mortgage, L.L.C.: 83% approved of 236NVR Mortgage Finance, Inc.: 85% approved of 376Wells Fargo Bank, National Association: 87% approved of 441TD Bank, National Association: 87% approved of 194Citizens Bank, National Association: 88% approved of 357Pennymac Loan Services, LLC: 89% approved of 404Navy Federal Credit Union: 90% approved of 1,041Newrez LLC: 90% approved of 167First National Bank of Pennsylvania: 91% approved of 286Atlantic Union Bank: 91% approved of 119Rocket Mortgage, LLC: 91% approved of 1,380U.S. Bank National Association: 91% approved of 294Mortgage Research Center, LLC: 92% approved of 424Truist Bank: 92% approved of 1,154New American Funding, LLC: 92% approved of 142JPMorgan Chase Bank, National Association: 93% approved of 383United Wholesale Mortgage, LLC: 93% approved of 1,539United Nations Federal Credit Union: 93% approved of 135Provident Funding Associates, L.P.: 94% approved of 157Citibank, National Association: 94% approved of 307Zillow Home Loans, LLC: 94% approved of 122United Bank: 95% approved of 207The Freedom Bank of Virginia: 95% approved of 181Lower, LLC: 95% approved of 227Apple Federal Credit Union: 96% approved of 165Nations Direct Mortgage, LLC: 96% approved of 142Ameris Bank: 96% approved of 419George Mason Mortgage, LLC: 97% approved of 154TowneBank: 97% approved of 160Movement Mortgage, LLC: 97% approved of 880Manufacturers and Traders Trust Company: 97% approved of 397Draper and Kramer Mortgage Corp.: 97% approved of 117First Home Mortgage Corporation: 98% approved of 381Freedom Mortgage Corporation: 98% approved of 212Prosperity Home Mortgage, LLC: 98% approved of 726Guaranteed Rate, Inc.: 98% approved of 685Intercoastal Mortgage, LLC: 98% approved of 1,172Embrace Home Loans, Inc.: 98% approved of 471Nfm, Inc.: 98% approved of 364First Heritage Mortgage, LLC: 98% approved of 1,115Morgan Stanley Private Bank, National Association: 98% approved of 125Vellum Mortgage, Inc.: 98% approved of 256Fairway Independent Mortgage Corporation: 98% approved of 1,059Bay Equity LLC: 98% approved of 265Presidential Bank, FSB: 99% approved of 139Cmg Mortgage, Inc.: 99% approved of 847Bank-Fund Staff Federal Credit Union: 99% approved of 224Atlantic Coast Mortgage, LLC: 99% approved of 1,295First Savings Mortgage Corporation: 99% approved of 783Guaranteed Rate Affinity, LLC: 99% approved of 320Crosscountry Mortgage, LLC: 99% approved of 800Jams-01, Inc.: 99% approved of 282Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 321Guild Mortgage Company LLC: 99% approved of 180Emet Lending Group, Inc.: 100% approved of 163

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Fairfax County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%1,428 / 1,53999%$545K1,409
2Rocket Mortgage, LLC91%1,254 / 1,38099%$555K1,238
3Atlantic Coast Mortgage, LLC99%1,278 / 1,29597%$535K1,242
4Intercoastal Mortgage, LLC98%1,152 / 1,17292%$595K1,056
5Truist Bank92%1,059 / 1,15499%$625K1,045

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 514 more lenders.

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Nearby markets

All lending in Fairfax CountyCounty overviewMortgage lenders across VirginiaStatewideArlington CountyNearby county