Investment property improvement lenders in Shelby County, Tennessee
Fat Boy Data analyzed investment home improvement loan activity in Shelby County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 582 applications were decided by 77 lenders between 2023 and 2025.
Shelby County at a glance
How Shelby County compares
What the data shows
Community Bank of Mississippi made the most investment home improvement loans in Shelby County, TN, 40 of them.
Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 93% of 44.
Lenders approved 45.7% of investment home improvement loan applications in Shelby County, TN, 10.8 percentage points below the Tennessee rate of 56.5%.
The typical investment home improvement loan here is $65K, 52% smaller than the Tennessee typical of $135K.
Only 1 lender here typically writes at or below $35K: Community Bank of Mississippi.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Shelby County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 22% | 16 / 74 | 94% | $65K | 15 |
| 2 | Regions Bank | 11% | 7 / 66 | 71% | $95K | 5 |
| 3 | Community Bank of Mississippi | 93% | 41 / 44 | 98% | $15K | 40 |
| 4 | Figure Lending LLC | 72% | 26 / 36 | 77% | $55K | 20 |
| 5 | Bank of America, National Association | 0% | 0 / 29 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 72 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment home improvement loan lenders in Shelby County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.