HomeTennesseeShelby CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Shelby County, Tennessee

Fat Boy Data analyzed investment cash-out refinance activity in Shelby County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,930 applications were decided by 186 lenders between 2023 and 2025.

Shelby County at a glance

186Active lenders22 with 20+ decisions
72.7%Market approval rate1,403 of 1,930 decided
$115KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,317 loans funded

How Shelby County compares

Approval rate compared
Shelby County72.7%Tennessee73.7%All 616 counties73.1%
Typical loan compared
Shelby County$115KTennessee$185KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Shelby County, TN, 118 of them.

American Heritage Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 74.

The typical investment cash-out refinance here is $115K, 38% smaller than the Tennessee typical of $185K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 14% approved of 43Hometown Equity Mortgage, LLC: 31% approved of 26Homexpress Mortgage Corp.: 32% approved of 107Newrez LLC: 40% approved of 20Neighborhood Loans, Inc.: 43% approved of 65Lendingone, LLC: 52% approved of 62Champions Funding, LLC: 60% approved of 60United Wholesale Mortgage, LLC: 64% approved of 109Rocket Mortgage, LLC: 71% approved of 41Emporium Tpo LLC: 79% approved of 29Ocmbc, Inc.: 84% approved of 25Orion Federal Credit Union: 86% approved of 36Loan Funder LLC: 87% approved of 119Securitynational Mortgage Company: 88% approved of 80Bpl Mortgage, LLC: 88% approved of 148Guaranteed Rate, Inc.: 88% approved of 34Lima One Capital, LLC: 91% approved of 98Amwest Funding Corp.: 94% approved of 35Velocity Commercial Capital, LLC: 94% approved of 53Community Mortgage Corporation: 95% approved of 21American Heritage Lending, LLC: 99% approved of 74Dominion Financial Services, LLC: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLC88%130 / 14891%$105K118
2Loan Funder LLC87%104 / 11999%$115K103
3United Wholesale Mortgage, LLCBroker only64%70 / 10997%$105K68
4Homexpress Mortgage Corp.Broker only32%34 / 10797%$135K33
5Lima One Capital, LLC91%89 / 98100%$115K89

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 181 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Shelby County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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