Lender profile · HMDA 2023–2025
Regions Bank mortgage approval rates & lending data
Regions Bank decided 99,455 mortgage applications and funded 52,831 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 20,504 / 24,567 | 90% | $305K | 18,395 |
| Home improvement loans | 47% | 21,639 / 46,401 | 86% | $55K | 18,710 |
| Cash-out refinance | 61% | 2,439 / 3,985 | 90% | $215K | 2,200 |
| Refinance | 65% | 13,106 / 20,254 | 88% | $95K | 11,497 |
| Investment property purchase | 83% | 1,744 / 2,104 | 89% | $305K | 1,544 |
| Investment cash-out refinance | 56% | 203 / 362 | 85% | $225K | 173 |
| Investment refinance | 38% | 148 / 390 | 91% | $195K | 134 |
| Investment home improvement | 16% | 226 / 1,392 | 79% | $75K | 178 |
Regions Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 58% | $105K | 28,071 | 14,244 |
| Alabama | 63% | $95K | 18,321 | 10,217 |
| Tennessee | 62% | $105K | 14,590 | 8,078 |
| Georgia | 61% | $105K | 8,778 | 4,631 |
| Texas | 51% | $365K | 5,195 | 2,297 |
| Louisiana | 54% | $65K | 4,639 | 2,205 |
| Mississippi | 54% | $75K | 4,103 | 1,948 |
| Illinois | 62% | $85K | 3,265 | 1,823 |
| Arkansas | 63% | $165K | 3,143 | 1,780 |
| Indiana | 64% | $85K | 2,559 | 1,457 |
| South Carolina | 69% | $325K | 2,212 | 1,338 |
| Missouri | 66% | $105K | 2,040 | 1,213 |
| North Carolina | 74% | $505K | 1,737 | 1,095 |
| Iowa | 55% | $55K | 179 | 87 |
| Kentucky | 63% | $305K | 174 | 92 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.