Lender profile · HMDA 2023–2025
Community Bank of Mississippi mortgage approval rates & lending data
Community Bank of Mississippi decided 5,588 mortgage applications and funded 4,900 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,540 / 1,650 | 96% | $265K | 1,479 |
| Home improvement loans | 80% | 359 / 451 | 90% | $65K | 323 |
| Cash-out refinance | 83% | 43 / 52 | 98% | $215K | 42 |
| Refinance | 90% | 771 / 853 | 94% | $115K | 727 |
| Investment property purchase | 95% | 1,047 / 1,098 | 93% | $155K | 974 |
| Investment refinance | 97% | 1,014 / 1,045 | 94% | $105K | 957 |
| Investment home improvement | 96% | 404 / 423 | 95% | $15K | 383 |
Community Bank of Mississippi lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 93% | $105K | 3,593 | 3,165 |
| Alabama | 93% | $325K | 1,213 | 1,060 |
| Florida | 91% | $305K | 519 | 443 |
| Tennessee | 93% | $165K | 221 | 196 |
| Louisiana | 100% | $185K | 21 | 18 |
| Georgia | 100% | $305K | 7 | 6 |
| Arkansas | 100% | $305K | 4 | 3 |
| Texas | 100% | $265K | 4 | 4 |
| North Carolina | 100% | $555K | 3 | 2 |
| Missouri | 100% | $235K | 2 | 2 |
| Ohio | 100% | $395K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.