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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Tennessee

Fat Boy Data analyzed investment home improvement loan activity in Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,561 applications were decided by 217 lenders between 2023 and 2025.

Tennessee at a glance

217Active lenders29 with 20+ decisions
56.5%Market approval rate1,446 of 2,561 decided
$135KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,331 loans funded

How Tennessee compares

Approval rate compared
Tennessee56.5%All 616 counties51.2%
Typical loan compared
Tennessee$135KAll 616 counties$115K

What the data shows

Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in Tennessee, 125 of them.

FirstBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 56.5% of investment home improvement loan applications in Tennessee, 5.2 percentage points above the the United States rate of 51.2%.

The typical investment home improvement loan here is $135K, 17% larger than the the United States typical of $115K.

Only 1 lender here typically writes at or below $35K: Community Bank of Mississippi.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Citizens Bank, National Association: 5% approved of 22Bank of America, National Association: 5% approved of 114Fifth Third Bank, National Association: 12% approved of 50U.S. Bank National Association: 12% approved of 81Regions Bank: 13% approved of 164Truist Bank: 18% approved of 73First Horizon Bank: 23% approved of 61Navy Federal Credit Union: 28% approved of 194Spring Eq, LLC: 29% approved of 38Lendingone, LLC: 39% approved of 46PNC Bank, National Association: 43% approved of 21Tennessee Valley FCU: 45% approved of 20Eastman Credit Union: 47% approved of 53Kind Lending, LLC: 52% approved of 25Fortera Federal Credit Union: 60% approved of 65Redstone Federal Credit Union: 62% approved of 48Deephaven Mortgage LLC: 67% approved of 97Pinnacle Bank: 68% approved of 94Simmons Bank: 70% approved of 23Figure Lending LLC: 71% approved of 130Homebridge Financial Services, Inc.: 77% approved of 52Rocket Mortgage, LLC: 81% approved of 52F&M Bank: 86% approved of 28Rpe Home Inc.: 86% approved of 21Community Bank of Mississippi: 93% approved of 44Abl Rpc Residential Credit Acquisition LLC: 94% approved of 144Lawrence Bank: 96% approved of 27Wilson Bank and Trust: 98% approved of 45FirstBank: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Tennessee

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union28%55 / 19493%$65K51
2Regions Bank13%22 / 16482%$135K18
3Abl Rpc Residential Credit Acquisition LLC94%136 / 14492%$845K125
4Figure Lending LLC71%92 / 13071%$55K65
5Bank of America, National Association5%6 / 114100%$105K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 212 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Tennessee. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Tennessee

Counties in Tennessee