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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Shelby County, Tennessee

Fat Boy Data analyzed home purchase mortgage activity in Shelby County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 22,176 applications were decided by 483 lenders between 2023 and 2025.

Shelby County at a glance

483Active lenders112 with 20+ decisions
88.6%Market approval rate19,638 of 22,176 decided
$275KTypical loanmedian lender, $10K brackets
97%Borrower take-up18,989 loans funded

How Shelby County compares

Approval rate compared
Shelby County88.6%Tennessee88.8%All 616 counties87.6%
Typical loan compared
Shelby County$275KTennessee$325KAll 616 counties$335K

What the data shows

Community Mortgage Corporation made the most home purchase mortgages in Shelby County, TN, 1,631 of them.

Financial Federal Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 253.

The typical home purchase mortgage here is $275K, 15% smaller than the Tennessee typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 15% approved of 106Hope Federal Credit Union: 57% approved of 88Bank of America, National Association: 69% approved of 261USAA Federal Savings Bank: 71% approved of 112Regions Bank: 74% approved of 476Bank of Bartlett: 75% approved of 432Truist Bank: 78% approved of 94Navy Federal Credit Union: 78% approved of 396Wells Fargo Bank, National Association: 79% approved of 103American Financial Network, Inc.: 79% approved of 85Trustmark Bank: 80% approved of 711Freedom Mortgage Corporation: 82% approved of 92FirstBank: 82% approved of 88Citizens Bank, National Association: 84% approved of 87First Community Mortgage, Inc.: 85% approved of 176United Wholesale Mortgage, LLC: 85% approved of 737Mortgage Research Center, LLC: 86% approved of 563Pennymac Loan Services, LLC: 86% approved of 162Primelending, A Plainscapital Company: 87% approved of 203Rocket Mortgage, LLC: 87% approved of 745T2 Financial LLC: 88% approved of 112First Citizens National Bank: 88% approved of 75Dhi Mortgage Company, Ltd.: 88% approved of 185Independent Bank: 89% approved of 222Newrez LLC: 89% approved of 85JPMorgan Chase Bank, National Association: 90% approved of 269Guaranteed Rate, Inc.: 90% approved of 674New American Funding, LLC: 90% approved of 229Equity Prime Mortgage LLC: 91% approved of 89Cadence Bank: 91% approved of 770Commercial Bank & Trust Co.: 92% approved of 72Cardinal Financial Company, Limited Partnership: 92% approved of 145Stockton Mortgage Corporation: 92% approved of 195Leaders Credit Union: 92% approved of 230Wolfe Financial, Inc: 92% approved of 104First Horizon Bank: 93% approved of 703Simmons Bank: 93% approved of 339Fairway Independent Mortgage Corporation: 93% approved of 91Bank3: 94% approved of 155Renasant Bank: 94% approved of 531Pinnacle Bank: 94% approved of 1,313Paramount Residential Mortgage Group, Inc.: 94% approved of 128Crosscountry Mortgage, LLC: 94% approved of 324Evolve Bank & Trust: 94% approved of 385Paragon Bank: 95% approved of 147Southwest Funding, Lp: 96% approved of 112Bank of England: 96% approved of 159Nations Lending Corporation: 96% approved of 96Community Mortgage Corporation: 96% approved of 1,701Mutual of Omaha Mortgage, Inc.: 96% approved of 75Everett Financial, Inc.: 96% approved of 154Orion Federal Credit Union: 97% approved of 378Provident Funding Associates, L.P.: 97% approved of 167First South Financial Federal Credit Union: 97% approved of 116Mortgage Investors Group, Inc.: 98% approved of 684Patriot Bank: 98% approved of 775Mortgage Financial Services, LLC: 98% approved of 89Bartlett Mortgage, Inc.: 99% approved of 491Brighton Bank: 99% approved of 177Financial Federal Bank: 100% approved of 253

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Mortgage Corporation96%1,631 / 1,701100%$275K1,631
2Pinnacle Bank94%1,231 / 1,31397%$225K1,199
3Patriot Bank98%757 / 775100%$285K757
4Cadence Bank91%701 / 77099%$275K692
5Rocket Mortgage, LLC87%648 / 74598%$275K635

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 478 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Shelby County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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