refinance lenders · HMDA 2023–2025

Refinance lenders in Guilford County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Guilford County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,330 applications were decided by 213 lenders between 2023 and 2025.

Guilford County at a glance

213Active lenders35 with 20+ decisions
73.8%Market approval rate3,932 of 5,330 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,644 loans funded

How Guilford County compares

Approval rate compared
Guilford County73.8%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Guilford County$145KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Guilford County, NC, 627 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $145K, 29% smaller than the North Carolina typical of $205K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 26% approved of 105Lakeview Loan Servicing, LLC: 53% approved of 36Mortgage Research Center, LLC: 62% approved of 63Newrez LLC: 63% approved of 51Truliant Federal Credit Union: 65% approved of 725Bank of America, National Association: 66% approved of 139First National Bank of Pennsylvania: 66% approved of 151First Horizon Bank: 67% approved of 39Truist Bank: 69% approved of 440Civic Federal Credit Union: 70% approved of 30Third Federal Savings And Loan Association Of Cleveland: 71% approved of 24Amerihome Mortgage Company, LLC: 71% approved of 24State Employees': 71% approved of 897Pinnacle Bank: 71% approved of 62Wells Fargo Bank, National Association: 73% approved of 84First-Citizens Bank & Trust Company: 74% approved of 276Milend, Inc.: 77% approved of 39PNC Bank, National Association: 79% approved of 62Rocket Mortgage, LLC: 81% approved of 246Nationstar Mortgage LLC: 81% approved of 21United Wholesale Mortgage, LLC: 81% approved of 228First Bank: 83% approved of 42Guaranteed Rate, Inc.: 84% approved of 25Mutual of Omaha Mortgage, Inc.: 85% approved of 60The Fidelity Bank: 86% approved of 35Allegacy Federal Credit Union: 89% approved of 127Village Capital & Investment LLC: 92% approved of 87Pennymac Loan Services, LLC: 92% approved of 91Crosscountry Mortgage, LLC: 94% approved of 31Royal United Mortgage LLC: 94% approved of 33Atlantic Bay Mortgage Group, L.L.C.: 95% approved of 37JPMorgan Chase Bank, National Association: 95% approved of 22Freedom Mortgage Corporation: 97% approved of 160Union Home Mortgage Corp.: 97% approved of 39Movement Mortgage, LLC: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Guilford County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'71%636 / 89799%$95K627
2Truliant Federal Credit Union65%470 / 72595%$105K447
3Truist Bank69%302 / 44088%$105K266
4First-Citizens Bank & Trust Company74%204 / 27692%$175K187
5Rocket Mortgage, LLC81%199 / 24694%$255K188

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 208 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Guilford County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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