refinance lenders · HMDA 2023–2025

Refinance lenders in Randolph County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Randolph County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,551 applications were decided by 124 lenders between 2023 and 2025.

Randolph County at a glance

124Active lenders18 with 20+ decisions
74.6%Market approval rate1,157 of 1,551 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,083 loans funded

How Randolph County compares

Approval rate compared
Randolph County74.6%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Randolph County$105KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Randolph County, NC, 195 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 57.

The typical mortgage refinance here is $105K, 49% smaller than the North Carolina typical of $205K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 15% approved of 26Mortgage Research Center, LLC: 55% approved of 22Civic Federal Credit Union: 57% approved of 23First National Bank of Pennsylvania: 59% approved of 32Truliant Federal Credit Union: 68% approved of 255PNC Bank, National Association: 72% approved of 57State Employees': 73% approved of 270First Bank: 73% approved of 30First-Citizens Bank & Trust Company: 73% approved of 30Rocket Mortgage, LLC: 76% approved of 86Pinnacle Bank: 76% approved of 29First Horizon Bank: 76% approved of 21Truist Bank: 79% approved of 90Pennymac Loan Services, LLC: 82% approved of 39The Fidelity Bank: 91% approved of 34United Wholesale Mortgage, LLC: 93% approved of 67Village Capital & Investment LLC: 93% approved of 27Freedom Mortgage Corporation: 100% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Randolph County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'73%196 / 27099%$95K195
2Truliant Federal Credit Union68%173 / 25597%$85K167
3Truist Bank79%71 / 9094%$105K67
4Rocket Mortgage, LLC76%65 / 8697%$205K63
5United Wholesale Mortgage, LLCBroker only93%62 / 6794%$255K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 119 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Randolph County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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