refinance lenders · HMDA 2023–2025

Refinance lenders in Alamance County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Alamance County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,024 applications were decided by 150 lenders between 2023 and 2025.

Alamance County at a glance

150Active lenders21 with 20+ decisions
74.9%Market approval rate1,516 of 2,024 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,428 loans funded

How Alamance County compares

Approval rate compared
Alamance County74.9%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Alamance County$105KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Alamance County, NC, 304 of them.

American National Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 96% of 25.

The typical mortgage refinance here is $105K, 49% smaller than the North Carolina typical of $205K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 34% approved of 29Lakeview Loan Servicing, LLC: 41% approved of 22Mortgage Research Center, LLC: 61% approved of 23COASTAL Federal Credit Union: 62% approved of 26Bank of America, National Association: 63% approved of 27Truliant Federal Credit Union: 68% approved of 318Newrez LLC: 68% approved of 25First Horizon Bank: 69% approved of 35State Employees': 70% approved of 441Truist Bank: 75% approved of 111First-Citizens Bank & Trust Company: 75% approved of 20Civic Federal Credit Union: 78% approved of 23Rocket Mortgage, LLC: 83% approved of 93PROPONENT Federal Credit Union: 84% approved of 44United Wholesale Mortgage, LLC: 87% approved of 92The Fidelity Bank: 90% approved of 49Village Capital & Investment LLC: 90% approved of 20Freedom Mortgage Corporation: 92% approved of 74Pennymac Loan Services, LLC: 93% approved of 44Union Home Mortgage Corp.: 95% approved of 22American National Bank and Trust Company: 96% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Alamance County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'70%309 / 44198%$105K304
2Truliant Federal Credit Union68%215 / 31893%$95K201
3Truist Bank75%83 / 11196%$105K80
4Rocket Mortgage, LLC83%77 / 9391%$245K70
5United Wholesale Mortgage, LLCBroker only87%80 / 9291%$315K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 145 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Alamance County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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