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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Guilford County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Guilford County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 19,232 applications were decided by 467 lenders between 2023 and 2025.

Guilford County at a glance

467Active lenders107 with 20+ decisions
85.8%Market approval rate16,505 of 19,232 decided
$255KTypical loanmedian lender, $10K brackets
97%Borrower take-up15,990 loans funded

How Guilford County compares

Approval rate compared
Guilford County85.8%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Guilford County$255KNorth Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in Guilford County, NC, 1,476 of them.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 164.

The typical home purchase mortgage here is $255K, 22% smaller than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 18% approved of 58421St Mortgage Corporation: 34% approved of 981Truliant Federal Credit Union: 71% approved of 303Loandepot.Com, LLC: 74% approved of 109Bank of America, National Association: 77% approved of 253Plaza Home Mortgage, Inc.: 77% approved of 65Navy Federal Credit Union: 77% approved of 190USAA Federal Savings Bank: 78% approved of 93Pulte Mortgage LLC: 81% approved of 63Civic Federal Credit Union: 82% approved of 65PNC Bank, National Association: 82% approved of 60Wells Fargo Bank, National Association: 83% approved of 269U.S. Bank National Association: 83% approved of 114Dhi Mortgage Company, Ltd.: 83% approved of 664First-Citizens Bank & Trust Company: 85% approved of 190Freedom Mortgage Corporation: 85% approved of 68Mortgage Research Center, LLC: 86% approved of 328Pinnacle Bank: 86% approved of 395Pennymac Loan Services, LLC: 86% approved of 72Allegacy Federal Credit Union: 86% approved of 44State Employees': 87% approved of 1,735Truist Bank: 88% approved of 531AgFirst Farm Credit Bank: 90% approved of 50Rocket Mortgage, LLC: 91% approved of 783Mortgage Investors Group, Inc.: 91% approved of 57United Wholesale Mortgage, LLC: 91% approved of 435Cardinal Financial Company, Limited Partnership: 92% approved of 108Envoy Mortgage, Ltd: 92% approved of 49First National Bank of Pennsylvania: 92% approved of 270First Bank: 92% approved of 65JPMorgan Chase Bank, National Association: 93% approved of 247Lower, LLC: 93% approved of 127Fairway Independent Mortgage Corporation: 94% approved of 433Canopy Mortgage, LLC: 95% approved of 56Equity Resources, Inc.: 95% approved of 233New American Funding, LLC: 95% approved of 105Ameris Bank: 95% approved of 197Renasant Bank: 96% approved of 46Prosperity Home Mortgage, LLC: 96% approved of 353Provident Funding Associates, L.P.: 96% approved of 75Newrez LLC: 96% approved of 52Wolfe Financial, Inc: 96% approved of 112Alcova Mortgage LLC: 96% approved of 113Atlantic Coast Mortgage, LLC: 97% approved of 59Guild Mortgage Company LLC: 97% approved of 212Movement Mortgage, LLC: 97% approved of 1,027Guaranteed Rate, Inc.: 97% approved of 489Crosscountry Mortgage, LLC: 97% approved of 272Highlands Residential Mortgage, Ltd.: 98% approved of 517Toyota Financial Savings Bank: 98% approved of 44The Fidelity Bank: 98% approved of 136Latino Community Credit Union: 98% approved of 145Cmg Mortgage, Inc.: 98% approved of 215Nfm, Inc.: 98% approved of 56Union Home Mortgage Corp.: 98% approved of 434Howard Hanna Financial Services, Inc.: 99% approved of 171Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 1,227Ark-La-Tex Financial Services, LLC.: 100% approved of 164Intercoastal Mortgage, LLC: 100% approved of 57Academy Mortgage Corporation: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Guilford County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'87%1,514 / 1,73597%$255K1,476
2Atlantic Bay Mortgage Group, L.L.C.99%1,213 / 1,22799%$205K1,206
3Movement Mortgage, LLC97%998 / 1,02792%$255K915
421St Mortgage Corporation34%332 / 98197%$55K323
5Rocket Mortgage, LLC91%713 / 78399%$285K708

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 462 more lenders.

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