Local lending intelligence · HMDA 2023–2025
North Carolina mortgage and lending data
702,006 mortgage applications decided across 29 North Carolina counties, 2023–2025. See which lenders actually approve loans in each market, how often borrowers accept the offer, and how much they finance.
Lending data across North Carolina
Mortgage lenders in North Carolina350,742 decidedHome improvement loans in North Carolina93,929 decidedCash-out refinance in North Carolina94,344 decidedRefinance in North Carolina93,447 decidedInvestment property purchase in North Carolina46,020 decidedInvestment cash-out refinance in North Carolina9,540 decidedInvestment refinance in North Carolina8,408 decidedInvestment home improvement in North Carolina5,576 decided
Counties in North Carolina
Wake County1,151,009 peopleMecklenburg County1,130,906 peopleGuilford County542,987 peopleForsyth County386,740 peopleCumberland County336,749 peopleDurham County329,405 peopleBuncombe County271,790 peopleUnion County244,975 peopleGaston County231,485 peopleCabarrus County231,262 peopleNew Hanover County231,214 peopleJohnston County226,623 peopleOnslow County208,537 peopleIredell County191,800 peopleAlamance County174,286 peoplePitt County172,279 peopleDavidson County171,063 peopleCatawba County162,051 peopleRowan County148,487 peopleOrange County147,292 peopleBrunswick County145,889 peopleRandolph County145,322 peopleHarnett County136,503 peopleWayne County117,606 peopleHenderson County117,387 peopleRobeson County116,858 peopleMoore County102,840 peopleCraven County101,074 peopleCleveland County100,170 people