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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Guilford County, North Carolina

Fat Boy Data analyzed investment home improvement loan activity in Guilford County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 346 applications were decided by 56 lenders between 2023 and 2025.

Guilford County at a glance

56Active lenders3 with 20+ decisions
46.8%Market approval rate162 of 346 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up153 loans funded

How Guilford County compares

Approval rate compared
Guilford County46.8%North Carolina50.7%All 616 counties51.2%
Typical loan compared
Guilford County$55KNorth Carolina$75KAll 616 counties$115K

What the data shows

State Employees' made the most investment home improvement loans in Guilford County, NC, 66 of them.

That is 43% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 49% of 138.

The typical investment home improvement loan here is $55K, 27% smaller than the North Carolina typical of $75K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Guilford County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'49%67 / 13899%$55K66
2Truliant Federal Credit Union5%1 / 22100%$55K1
3Navy Federal Credit Union19%4 / 21100%$105K4
4Bank of America, National AssociationLimited sample11%2 / 18100%$85K2
5Truist BankLimited sample25%3 / 120%0

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 51 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Guilford County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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