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mortgage lenders · HMDA 2023–2025

Mortgage lenders in North Carolina

Fat Boy Data analyzed home purchase mortgage activity in North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 350,742 applications were decided by 1,104 lenders between 2023 and 2025.

North Carolina at a glance

1,104Active lenders440 with 20+ decisions
87.6%Market approval rate307,244 of 350,742 decided
$325KTypical loanmedian lender, $10K brackets
96%Borrower take-up296,438 loans funded

How North Carolina compares

Approval rate compared
North Carolina87.6%All 616 counties87.6%
Typical loan compared
North Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in North Carolina, 18,305 of them.

M/I Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 1,862.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 24% approved of 6,024Vanderbilt Mortgage and Finance, Inc.: 29% approved of 13,863Triad Financial Services, Inc.: 40% approved of 2,400USAA Federal Savings Bank: 74% approved of 1,900Truliant Federal Credit Union: 75% approved of 1,791Bank of America, National Association: 81% approved of 4,923NVR Mortgage Finance, Inc.: 83% approved of 5,137U.S. Bank National Association: 85% approved of 1,726PNC Bank, National Association: 85% approved of 1,323Loandepot.Com, LLC: 85% approved of 5,495Wells Fargo Bank, National Association: 86% approved of 4,573Fifth Third Bank, National Association: 86% approved of 1,443Dhi Mortgage Company, Ltd.: 86% approved of 12,083State Employees': 87% approved of 21,592Navy Federal Credit Union: 88% approved of 6,029Truist Bank: 88% approved of 6,890Lennar Mortgage, LLC: 89% approved of 5,554Pennymac Loan Services, LLC: 89% approved of 2,401Pinnacle Bank: 89% approved of 1,617First-Citizens Bank & Trust Company: 89% approved of 3,997Rocket Mortgage, LLC: 90% approved of 12,942First National Bank of Pennsylvania: 90% approved of 4,907Mortgage Research Center, LLC: 91% approved of 8,943COASTAL Federal Credit Union: 92% approved of 1,611First Bank: 92% approved of 1,324United Wholesale Mortgage, LLC: 92% approved of 12,889Pulte Mortgage LLC: 92% approved of 3,500Freedom Mortgage Corporation: 93% approved of 2,138Cardinal Financial Company, Limited Partnership: 94% approved of 1,298New American Funding, LLC: 94% approved of 1,963GoPrime Mortgage, Inc.: 94% approved of 1,413JPMorgan Chase Bank, National Association: 94% approved of 4,252Mattamy Home Funding, LLC: 94% approved of 1,888Newrez LLC: 95% approved of 2,114Provident Funding Associates, L.P.: 95% approved of 1,490Taylor Morrison Home Funding, Inc.: 96% approved of 1,586TowneBank: 96% approved of 2,326Guaranteed Rate, Inc.: 96% approved of 4,792Cmg Mortgage, Inc.: 96% approved of 2,737Primelending, A Plainscapital Company: 96% approved of 1,280Fairway Independent Mortgage Corporation: 96% approved of 7,689Prosperity Home Mortgage, LLC: 97% approved of 2,528Ameris Bank: 97% approved of 1,260Zillow Home Loans, LLC: 97% approved of 2,114Integrity Home Mortgage Corporation: 97% approved of 1,289Highlands Residential Mortgage, Ltd.: 97% approved of 2,696Union Home Mortgage Corp.: 98% approved of 3,517Alcova Mortgage LLC: 98% approved of 2,641Guild Mortgage Company LLC: 98% approved of 3,347American Security Mortgage Corp.: 98% approved of 6,031Primis Mortgage Company: 98% approved of 1,513Movement Mortgage, LLC: 98% approved of 19,172Nfm, Inc.: 98% approved of 1,856Jet Homeloans, Lp: 98% approved of 1,211Cornerstone Capital Bank, Ssb: 99% approved of 2,100Crosscountry Mortgage, LLC: 99% approved of 5,712Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 11,431Howard Hanna Financial Services, Inc.: 99% approved of 1,617Corporate Investors Mortgage Group, Inc: 99% approved of 1,453M/I Financial, LLC: 100% approved of 1,862

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in North Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'87%18,685 / 21,59298%$275K18,305
2Movement Mortgage, LLC98%18,788 / 19,17288%$325K16,524
3Vanderbilt Mortgage and Finance, Inc.29%3,998 / 13,86389%$305K3,561
4Rocket Mortgage, LLC90%11,617 / 12,94299%$325K11,484
5United Wholesale Mortgage, LLCBroker only92%11,884 / 12,88999%$375K11,747

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 1,099 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in North Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for North Carolina

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Counties in North Carolina

Wake CountyCountyMecklenburg CountyCountyGuilford CountyCountyForsyth CountyCountyCumberland CountyCountyDurham CountyCountyBuncombe CountyCountyUnion CountyCountyGaston CountyCountyCabarrus CountyCountyNew Hanover CountyCountyJohnston CountyCounty