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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Davidson County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Davidson County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,633 applications were decided by 319 lenders between 2023 and 2025.

Davidson County at a glance

319Active lenders63 with 20+ decisions
85.4%Market approval rate7,376 of 8,633 decided
$235KTypical loanmedian lender, $10K brackets
97%Borrower take-up7,137 loans funded

How Davidson County compares

Approval rate compared
Davidson County85.4%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Davidson County$235KNorth Carolina$325KAll 616 counties$335K

What the data shows

Atlantic Bay Mortgage Group, L.L.C. made the most home purchase mortgages in Davidson County, NC, 1,062 of them.

Ixonia Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 66.

The typical home purchase mortgage here is $235K, 28% smaller than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 19% approved of 65521St Mortgage Corporation: 23% approved of 108AgSouth Farm Credit, ACA: 43% approved of 23Triad Financial Services, Inc.: 57% approved of 40Bank of America, National Association: 64% approved of 36USAA Federal Savings Bank: 74% approved of 31Wells Fargo Bank, National Association: 78% approved of 58Truliant Federal Credit Union: 81% approved of 122Nfm, Inc.: 83% approved of 23Pennymac Loan Services, LLC: 85% approved of 26U.S. Bank National Association: 85% approved of 26Dhi Mortgage Company, Ltd.: 85% approved of 703Truist Bank: 85% approved of 124State Employees': 86% approved of 645Navy Federal Credit Union: 86% approved of 66JPMorgan Chase Bank, National Association: 86% approved of 37Integrity Home Mortgage Corporation: 88% approved of 24Rocket Mortgage, LLC: 89% approved of 307First Bank: 89% approved of 27Everett Financial, Inc.: 89% approved of 47Inspire Home Loans Inc.: 90% approved of 230Civic Federal Credit Union: 90% approved of 58New American Funding, LLC: 90% approved of 42Allegacy Federal Credit Union: 91% approved of 43Zillow Home Loans, LLC: 91% approved of 22Mortgage Research Center, LLC: 92% approved of 201Freedom Mortgage Corporation: 92% approved of 25First National Bank of Pennsylvania: 92% approved of 202United Wholesale Mortgage, LLC: 92% approved of 117Pinnacle Bank: 93% approved of 149Pulte Mortgage LLC: 93% approved of 60Lower, LLC: 94% approved of 35Prosperity Home Mortgage, LLC: 95% approved of 56The Fidelity Bank: 95% approved of 78Newrez LLC: 95% approved of 21Ameris Bank: 96% approved of 46Guaranteed Rate, Inc.: 96% approved of 97T2 Financial LLC: 96% approved of 25American Financial Resources, Inc.: 96% approved of 28Crosscountry Mortgage, LLC: 97% approved of 146Fairway Independent Mortgage Corporation: 97% approved of 298Howard Hanna Financial Services, Inc.: 97% approved of 33Equity Resources, Inc.: 97% approved of 34Guild Mortgage Company LLC: 97% approved of 76Union Home Mortgage Corp.: 98% approved of 210Highlands Residential Mortgage, Ltd.: 98% approved of 169Movement Mortgage, LLC: 98% approved of 389Cmg Mortgage, Inc.: 99% approved of 104Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 1,078Ixonia Bank: 100% approved of 66Canopy Mortgage, LLC: 100% approved of 59Atlantic Coast Mortgage, LLC: 100% approved of 52Cardinal Financial Company, Limited Partnership: 100% approved of 46Alcova Mortgage LLC: 100% approved of 38Envoy Mortgage, Ltd: 100% approved of 34Intercoastal Mortgage, LLC: 100% approved of 30Mortgage Solutions of Colorado, LLC: 100% approved of 28Ark-La-Tex Financial Services, LLC.: 100% approved of 23Summit Funding, Inc.: 100% approved of 23Latino Community Credit Union: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Davidson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Atlantic Bay Mortgage Group, L.L.C.99%1,072 / 1,07899%$225K1,062
2Dhi Mortgage Company, Ltd.85%598 / 703100%$305K595
3Vanderbilt Mortgage and Finance, Inc.19%127 / 65583%$175K105
4State Employees'86%554 / 64598%$235K543
5Movement Mortgage, LLC98%381 / 38991%$225K348

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 314 more lenders.

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Nearby markets

All lending in Davidson CountyCounty overviewMortgage lenders across North CarolinaStatewideForsyth CountyNearby countyGuilford CountyNearby countyRandolph CountyNearby county