HomeGeorgiaCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Georgia

Fat Boy Data analyzed cash-out refinance activity in Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 110,693 applications were decided by 612 lenders between 2023 and 2025.

Georgia at a glance

612Active lenders233 with 20+ decisions
64.2%Market approval rate71,026 of 110,693 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up66,895 loans funded

How Georgia compares

Approval rate compared
Georgia64.2%All 616 counties68.2%
Typical loan compared
Georgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Georgia, 19,386 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 221.

The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 17% approved of 1,494Amerisave Mortgage Corporation: 26% approved of 7,531Lakeview Loan Servicing, LLC: 26% approved of 1,526American Financing Corporation: 31% approved of 5,087Pentagon Federal Credit Union: 32% approved of 257Carrington Mortgage Services, LLC: 39% approved of 3,842Spring Eq, LLC: 40% approved of 569New Day Financial, LLC: 41% approved of 2,026Newrez LLC: 47% approved of 4,264USAA Federal Savings Bank: 48% approved of 274Wells Fargo Bank, National Association: 52% approved of 1,967Center Parc Credit Union: 52% approved of 878Village Capital & Investment LLC: 52% approved of 1,133Navy Federal Credit Union: 54% approved of 2,401Credit Union 1: 55% approved of 242Mutual of Omaha Mortgage, Inc.: 56% approved of 1,060Quorum Federal Credit Union: 59% approved of 296New American Funding, LLC: 60% approved of 1,779Manufacturers and Traders Trust Company: 61% approved of 195Prosperity Home Mortgage, LLC: 62% approved of 321U.S. Bank National Association: 62% approved of 204Plaza Home Mortgage, Inc.: 63% approved of 310Lower, LLC: 63% approved of 439Everett Financial, Inc.: 63% approved of 195Regions Bank: 64% approved of 434Loandepot.Com, LLC: 65% approved of 3,726Advantagefirst Lending Inc.: 67% approved of 293Onity Mortgage Corporation: 69% approved of 354Freedom Mortgage Corporation: 69% approved of 3,184Pennymac Loan Services, LLC: 70% approved of 3,336Guaranteed Rate, Inc.: 70% approved of 319Flagstar Bank, National Association: 71% approved of 978The Federal Savings Bank: 73% approved of 844Ithink Financial Credit Union: 73% approved of 431GoodLeap, LLC: 73% approved of 1,124Planet Home Lending, LLC: 73% approved of 325Truist Bank: 73% approved of 611Sofi Bank, N.A.tional Association: 74% approved of 268Bank of America, National Association: 75% approved of 232Delta Community Credit Union: 75% approved of 1,921Sun West Mortgage Company, Inc.: 75% approved of 504United Wholesale Mortgage, LLC: 75% approved of 7,028Cardinal Financial Company, Limited Partnership: 75% approved of 304Ameris Bank: 80% approved of 546Nationstar Mortgage LLC: 80% approved of 2,779Rocket Mortgage, LLC: 80% approved of 25,035Guild Mortgage Company LLC: 82% approved of 465Magnolia Bank, Incorporated: 83% approved of 225Fairway Independent Mortgage Corporation: 83% approved of 404Top Flite Financial, Inc.: 83% approved of 331Lge Community Credit Union: 84% approved of 202JPMorgan Chase Bank, National Association: 84% approved of 913Equity Prime Mortgage LLC: 84% approved of 505Amwest Funding Corp.: 89% approved of 194Crosscountry Mortgage, LLC: 89% approved of 599Vanderbilt Mortgage and Finance, Inc.: 92% approved of 194Reliance First Capital, LLC: 95% approved of 546Movement Mortgage, LLC: 95% approved of 343Coastal Community Bank: 97% approved of 234Iserve Residential Lending, LLC: 98% approved of 221

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Georgia

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%20,103 / 25,03596%$165K19,386
2Amerisave Mortgage Corporation26%1,950 / 7,53197%$115K1,900
3United Wholesale Mortgage, LLCBroker only75%5,283 / 7,02897%$265K5,137
4American Financing Corporation31%1,574 / 5,08779%$195K1,241
5Newrez LLC47%1,996 / 4,26498%$145K1,964

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 607 more lenders.

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Counties in Georgia