HomeGeorgiaChatham CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Chatham County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Chatham County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,015 applications were decided by 207 lenders between 2023 and 2025.

Chatham County at a glance

207Active lenders31 with 20+ decisions
63.8%Market approval rate2,561 of 4,015 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,403 loans funded

How Chatham County compares

Approval rate compared
Chatham County63.8%Georgia64.2%All 616 counties68.2%
Typical loan compared
Chatham County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Chatham County, GA, 683 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 88Center Parc Credit Union: 25% approved of 36Amerisave Mortgage Corporation: 26% approved of 320Carrington Mortgage Services, LLC: 40% approved of 177Lakeview Loan Servicing, LLC: 40% approved of 58American Financing Corporation: 41% approved of 37Newrez LLC: 43% approved of 125Wells Fargo Bank, National Association: 44% approved of 73New Day Financial, LLC: 44% approved of 95Vystar Credit Union: 45% approved of 20USAA Federal Savings Bank: 48% approved of 21Navy Federal Credit Union: 48% approved of 111Mutual of Omaha Mortgage, Inc.: 51% approved of 47Village Capital & Investment LLC: 52% approved of 52Ameris Bank: 55% approved of 20Loandepot.Com, LLC: 65% approved of 147Freedom Mortgage Corporation: 66% approved of 134Flagstar Bank, National Association: 69% approved of 52New American Funding, LLC: 70% approved of 97GoodLeap, LLC: 74% approved of 43Sun West Mortgage Company, Inc.: 75% approved of 20Pennymac Loan Services, LLC: 75% approved of 161The Federal Savings Bank: 77% approved of 43Rocket Mortgage, LLC: 79% approved of 885United Wholesale Mortgage, LLC: 81% approved of 247JPMorgan Chase Bank, National Association: 82% approved of 28Nationstar Mortgage LLC: 83% approved of 110Equity Prime Mortgage LLC: 86% approved of 21Guild Mortgage Company LLC: 87% approved of 38Movement Mortgage, LLC: 93% approved of 28Reliance First Capital, LLC: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Chatham County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%700 / 88598%$175K683
2Amerisave Mortgage Corporation26%84 / 32096%$95K81
3United Wholesale Mortgage, LLCBroker only81%200 / 24796%$255K192
4Carrington Mortgage Services, LLC40%70 / 17783%$165K58
5Pennymac Loan Services, LLC75%121 / 16198%$195K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 202 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Chatham County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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