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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Richmond County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Richmond County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,426 applications were decided by 133 lenders between 2023 and 2025.

Richmond County at a glance

133Active lenders23 with 20+ decisions
60.6%Market approval rate1,471 of 2,426 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,361 loans funded

How Richmond County compares

Approval rate compared
Richmond County60.6%Georgia64.2%All 616 counties68.2%
Typical loan compared
Richmond County$145KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Richmond County, GA, 360 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical cash-out refinance here is $145K, 26% smaller than the Georgia typical of $195K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 11% approved of 71Lakeview Loan Servicing, LLC: 20% approved of 25Amerisave Mortgage Corporation: 26% approved of 174Carrington Mortgage Services, LLC: 32% approved of 114Wells Fargo Bank, National Association: 37% approved of 54Newrez LLC: 37% approved of 70Pentagon Federal Credit Union: 41% approved of 27Village Capital & Investment LLC: 48% approved of 64New Day Financial, LLC: 50% approved of 133New American Funding, LLC: 55% approved of 60Navy Federal Credit Union: 55% approved of 40Mutual of Omaha Mortgage, Inc.: 60% approved of 25Loandepot.Com, LLC: 61% approved of 98Pennymac Loan Services, LLC: 64% approved of 44Freedom Mortgage Corporation: 67% approved of 123The Federal Savings Bank: 68% approved of 34GoodLeap, LLC: 75% approved of 51Rocket Mortgage, LLC: 75% approved of 488Guild Mortgage Company LLC: 78% approved of 41Nationstar Mortgage LLC: 79% approved of 66Srp: 82% approved of 60United Wholesale Mortgage, LLC: 83% approved of 140Movement Mortgage, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%368 / 48898%$145K360
2Amerisave Mortgage Corporation26%45 / 17496%$105K43
3United Wholesale Mortgage, LLCBroker only83%116 / 14096%$225K111
4New Day Financial, LLC50%67 / 13388%$185K59
5Freedom Mortgage Corporation67%82 / 12399%$195K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 128 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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