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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Henry County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Henry County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,268 applications were decided by 241 lenders between 2023 and 2025.

Henry County at a glance

241Active lenders37 with 20+ decisions
59.1%Market approval rate3,703 of 6,268 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,473 loans funded

How Henry County compares

Approval rate compared
Henry County59.1%Georgia64.2%All 616 counties68.2%
Typical loan compared
Henry County$195KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Henry County, GA, 937 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 39.

Lenders approved 59.1% of cash-out refinance applications in Henry County, GA, 5.1 percentage points below the Georgia rate of 64.2%.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 122Lakeview Loan Servicing, LLC: 17% approved of 93Amerisave Mortgage Corporation: 24% approved of 415American Financing Corporation: 24% approved of 418New Day Financial, LLC: 33% approved of 147Quorum Federal Credit Union: 40% approved of 20Wells Fargo Bank, National Association: 41% approved of 93Carrington Mortgage Services, LLC: 43% approved of 268Newrez LLC: 44% approved of 278Mutual of Omaha Mortgage, Inc.: 44% approved of 59Navy Federal Credit Union: 46% approved of 171Village Capital & Investment LLC: 53% approved of 94Center Parc Credit Union: 57% approved of 72Loandepot.Com, LLC: 63% approved of 208Onity Mortgage Corporation: 64% approved of 25Ameris Bank: 65% approved of 23Lower, LLC: 67% approved of 36Flagstar Bank, National Association: 68% approved of 34Pennymac Loan Services, LLC: 68% approved of 211The Federal Savings Bank: 68% approved of 75Truist Bank: 68% approved of 25New American Funding, LLC: 68% approved of 163Sun West Mortgage Company, Inc.: 70% approved of 46GoodLeap, LLC: 70% approved of 50Delta Community Credit Union: 70% approved of 149JPMorgan Chase Bank, National Association: 71% approved of 48Freedom Mortgage Corporation: 71% approved of 223United Wholesale Mortgage, LLC: 76% approved of 358Magnolia Bank, Incorporated: 76% approved of 21Top Flite Financial, Inc.: 77% approved of 22Guild Mortgage Company LLC: 78% approved of 32Rocket Mortgage, LLC: 79% approved of 1,235Nationstar Mortgage LLC: 82% approved of 152Planet Home Lending, LLC: 83% approved of 24Reliance First Capital, LLC: 87% approved of 30Equity Prime Mortgage LLC: 89% approved of 38Crosscountry Mortgage, LLC: 90% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Henry County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%976 / 1,23596%$195K937
2American Financing Corporation24%102 / 41880%$235K82
3Amerisave Mortgage Corporation24%101 / 41597%$145K98
4United Wholesale Mortgage, LLCBroker only76%271 / 35897%$275K262
5Newrez LLC44%122 / 27899%$155K121

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 236 more lenders.

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