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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Forsyth County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Forsyth County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,985 applications were decided by 247 lenders between 2023 and 2025.

Forsyth County at a glance

247Active lenders30 with 20+ decisions
74.4%Market approval rate2,966 of 3,985 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,831 loans funded

How Forsyth County compares

Approval rate compared
Forsyth County74.4%Georgia64.2%All 616 counties68.2%
Typical loan compared
Forsyth County$195KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Forsyth County, GA, 892 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Lenders approved 74.4% of cash-out refinance applications in Forsyth County, GA, 10.3 percentage points above the Georgia rate of 64.2%.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 24American Financing Corporation: 24% approved of 37Lakeview Loan Servicing, LLC: 25% approved of 44Amerisave Mortgage Corporation: 32% approved of 240Spring Eq, LLC: 34% approved of 65Carrington Mortgage Services, LLC: 46% approved of 59New Day Financial, LLC: 48% approved of 25Mutual of Omaha Mortgage, Inc.: 52% approved of 29Newrez LLC: 61% approved of 145Quorum Federal Credit Union: 63% approved of 27Wells Fargo Bank, National Association: 64% approved of 42Navy Federal Credit Union: 66% approved of 70New American Funding, LLC: 70% approved of 53First Technology: 70% approved of 71Delta Community Credit Union: 72% approved of 106Sofi Bank, N.A.tional Association: 74% approved of 23Flagstar Bank, National Association: 75% approved of 72United Wholesale Mortgage, LLC: 77% approved of 317Loandepot.Com, LLC: 77% approved of 129Pennymac Loan Services, LLC: 80% approved of 140Freedom Mortgage Corporation: 80% approved of 90Regions Bank: 80% approved of 30Ithink Financial Credit Union: 80% approved of 20Ameris Bank: 83% approved of 29Truist Bank: 83% approved of 30Nationstar Mortgage LLC: 85% approved of 100Crosscountry Mortgage, LLC: 86% approved of 22Fairway Independent Mortgage Corporation: 87% approved of 30Rocket Mortgage, LLC: 87% approved of 1,063Reliance First Capital, LLC: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Forsyth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC87%924 / 1,06397%$155K892
2United Wholesale Mortgage, LLCBroker only77%243 / 31796%$285K234
3Amerisave Mortgage Corporation32%78 / 240100%$125K78
4Newrez LLC61%88 / 14598%$125K86
5Pennymac Loan Services, LLC80%112 / 14096%$175K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 242 more lenders.

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