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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cobb County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Cobb County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,612 applications were decided by 332 lenders between 2023 and 2025.

Cobb County at a glance

332Active lenders59 with 20+ decisions
69.2%Market approval rate7,347 of 10,612 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,950 loans funded

How Cobb County compares

Approval rate compared
Cobb County69.2%Georgia64.2%All 616 counties68.2%
Typical loan compared
Cobb County$175KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cobb County, GA, 2,082 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Lenders approved 69.2% of cash-out refinance applications in Cobb County, GA, 5.1 percentage points above the Georgia rate of 64.2%.

The typical cash-out refinance here is $175K, 10% smaller than the Georgia typical of $195K.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 85Lakeview Loan Servicing, LLC: 26% approved of 121Amerisave Mortgage Corporation: 27% approved of 669Hometown Equity Mortgage, LLC: 33% approved of 21American Financing Corporation: 35% approved of 341Carrington Mortgage Services, LLC: 45% approved of 292USAA Federal Savings Bank: 45% approved of 29New Day Financial, LLC: 48% approved of 105Spring Eq, LLC: 48% approved of 67Village Capital & Investment LLC: 51% approved of 70Newrez LLC: 52% approved of 427Center Parc Credit Union: 59% approved of 41Mutual of Omaha Mortgage, Inc.: 60% approved of 111Wells Fargo Bank, National Association: 61% approved of 222Lower, LLC: 61% approved of 44Navy Federal Credit Union: 62% approved of 213New American Funding, LLC: 62% approved of 138Regions Bank: 63% approved of 35Prosperity Home Mortgage, LLC: 63% approved of 30Advantagefirst Lending Inc.: 64% approved of 28Flagstar Bank, National Association: 67% approved of 116Quorum Federal Credit Union: 68% approved of 37Loandepot.Com, LLC: 68% approved of 311Everett Financial, Inc.: 69% approved of 29Freedom Mortgage Corporation: 69% approved of 254Pennymac Loan Services, LLC: 71% approved of 306Onity Mortgage Corporation: 74% approved of 35Truist Bank: 76% approved of 70Planet Home Lending, LLC: 76% approved of 25Plaza Home Mortgage, Inc.: 77% approved of 30Ithink Financial Credit Union: 77% approved of 147Guaranteed Rate, Inc.: 78% approved of 40The Federal Savings Bank: 78% approved of 63United Wholesale Mortgage, LLC: 79% approved of 644Cardinal Financial Company, Limited Partnership: 79% approved of 29Georgia's Own: 80% approved of 20Delta Community Credit Union: 80% approved of 297GoodLeap, LLC: 80% approved of 96Nationstar Mortgage LLC: 81% approved of 303Sofi Bank, N.A.tional Association: 82% approved of 38Rocket Mortgage, LLC: 82% approved of 2,629Sun West Mortgage Company, Inc.: 82% approved of 40Ameris Bank: 84% approved of 67Bank of America, National Association: 85% approved of 26Lge Community Credit Union: 87% approved of 101Equity Prime Mortgage LLC: 88% approved of 48U.S. Bank National Association: 88% approved of 25Top Flite Financial, Inc.: 88% approved of 25JPMorgan Chase Bank, National Association: 88% approved of 102Crosscountry Mortgage, LLC: 90% approved of 63Movement Mortgage, LLC: 90% approved of 42Credit Union of Georgia: 91% approved of 22Citadel Servicing Corporation: 91% approved of 23Fairway Independent Mortgage Corporation: 94% approved of 34Reliance First Capital, LLC: 95% approved of 55Coastal Community Bank: 96% approved of 26Vanderbilt Mortgage and Finance, Inc.: 96% approved of 28Iserve Residential Lending, LLC: 100% approved of 27Mortgage Assurance, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cobb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%2,157 / 2,62997%$155K2,082
2Amerisave Mortgage Corporation27%178 / 66996%$115K171
3United Wholesale Mortgage, LLCBroker only79%509 / 64497%$265K495
4Newrez LLC52%221 / 427100%$145K221
5American Financing Corporation35%118 / 34176%$215K90

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 327 more lenders.

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