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refinance lenders · HMDA 2023–2025

Refinance lenders in Racine County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Racine County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,075 applications were decided by 167 lenders between 2023 and 2025.

Racine County at a glance

167Active lenders24 with 20+ decisions
81.7%Market approval rate1,696 of 2,075 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,560 loans funded

How Racine County compares

Approval rate compared
Racine County81.7%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Racine County$155KWisconsin$115KAll 616 counties$295K

What the data shows

North Shore Bank made the most mortgage refinances in Racine County, WI, 128 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $155K, 35% larger than the Wisconsin typical of $115K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 38Marine Credit Union: 40% approved of 25Lakeview Loan Servicing, LLC: 56% approved of 27Newrez LLC: 76% approved of 41Tri City National Bank: 78% approved of 98Associated Bank, National Association: 78% approved of 59Landmark Credit Union: 78% approved of 138U.S. Bank National Association: 79% approved of 24Mortgage Research Center, LLC: 80% approved of 40North Shore Bank: 80% approved of 163Summit Credit Union: 81% approved of 175Rocket Mortgage, LLC: 83% approved of 82Trustone Financial Credit Union: 83% approved of 41University Of Wisconsin Credit Union: 85% approved of 119JPMorgan Chase Bank, National Association: 86% approved of 21United Wholesale Mortgage, LLC: 88% approved of 72Educators Credit Union: 89% approved of 87Community State Bank: 92% approved of 36Village Capital & Investment LLC: 92% approved of 26Pennymac Loan Services, LLC: 93% approved of 43Johnson Bank: 93% approved of 118Guild Mortgage Company LLC: 97% approved of 36Freedom Mortgage Corporation: 100% approved of 36Fairway Independent Mortgage Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Racine County

LenderApprovalApprovedTaken upTypical loanLoans made
1Summit Credit Union81%141 / 17589%$95K126
2North Shore Bank80%131 / 16398%$105K128
3Landmark Credit Union78%108 / 13894%$105K102
4University Of Wisconsin Credit Union85%101 / 11999%$105K100
5Johnson Bank93%110 / 11896%$195K106

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 162 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Racine County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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