HomeWisconsinRacine CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Racine County, Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Racine County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,300 applications were decided by 154 lenders between 2023 and 2025.

Racine County at a glance

154Active lenders25 with 20+ decisions
73.6%Market approval rate2,427 of 3,300 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,269 loans funded

How Racine County compares

Approval rate compared
Racine County73.6%Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Racine County$95KWisconsin$145KAll 616 counties$155K

What the data shows

Educators Credit Union made the most cash-out refinances in Racine County, WI, 732 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Johnson Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 44.

The typical cash-out refinance here is $95K, 34% smaller than the Wisconsin typical of $145K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 33Amerisave Mortgage Corporation: 26% approved of 100Lakeview Loan Servicing, LLC: 39% approved of 23Carrington Mortgage Services, LLC: 43% approved of 46New Day Financial, LLC: 44% approved of 36The Huntington National Bank: 45% approved of 20Marine Credit Union: 46% approved of 125Mutual of Omaha Mortgage, Inc.: 54% approved of 24Loandepot.Com, LLC: 58% approved of 59Newrez LLC: 59% approved of 81New American Funding, LLC: 64% approved of 28Pennymac Loan Services, LLC: 65% approved of 48United Wholesale Mortgage, LLC: 68% approved of 66Freedom Mortgage Corporation: 70% approved of 50U.S. Bank National Association: 72% approved of 29Nationstar Mortgage LLC: 76% approved of 42BMO Bank National Association: 76% approved of 135Summit Credit Union: 78% approved of 50The Federal Savings Bank: 79% approved of 24Rocket Mortgage, LLC: 80% approved of 380Landmark Credit Union: 80% approved of 345Community State Bank: 81% approved of 21JPMorgan Chase Bank, National Association: 83% approved of 48Educators Credit Union: 85% approved of 948Johnson Bank: 86% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Racine County

LenderApprovalApprovedTaken upTypical loanLoans made
1Educators Credit Union85%804 / 94891%$65K732
2Rocket Mortgage, LLC80%304 / 38098%$135K297
3Landmark Credit Union80%276 / 34595%$85K262
4BMO Bank National Association76%103 / 13597%$125K100
5Marine Credit Union46%58 / 12576%$65K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 149 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Racine County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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