Lender profile · HMDA 2023–2025
North Shore Bank mortgage approval rates & lending data
North Shore Bank decided 2,631 mortgage applications and funded 1,762 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 378 / 518 | 96% | $255K | 364 |
| Home improvement loans | 57% | 438 / 773 | 97% | $85K | 426 |
| Cash-out refinance | 60% | 80 / 133 | 94% | $175K | 75 |
| Refinance | 78% | 853 / 1,099 | 98% | $105K | 838 |
| Investment property purchase | 80% | 40 / 50 | 90% | $215K | 36 |
| Investment cash-out refinance | 45% | 14 / 31 | 93% | $85K | 13 |
North Shore Bank lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.