Lender profile · HMDA 2023–2025
University Of Wisconsin Credit Union mortgage approval rates & lending data
University Of Wisconsin Credit Union decided 20,275 mortgage applications and funded 17,475 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,941 / 5,116 | 100% | $325K | 4,930 |
| Home improvement loans | 87% | 5,376 / 6,177 | 96% | $65K | 5,152 |
| Cash-out refinance | 75% | 499 / 665 | 100% | $225K | 497 |
| Refinance | 86% | 6,724 / 7,863 | 98% | $115K | 6,569 |
| Investment property purchase | 90% | 207 / 229 | 100% | $245K | 207 |
| Investment cash-out refinance | 60% | 37 / 62 | 100% | $115K | 37 |
| Investment refinance | 56% | 48 / 86 | 98% | $155K | 47 |
| Investment home improvement | 47% | 36 / 77 | 100% | $105K | 36 |
University Of Wisconsin Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 88% | $115K | 19,929 | 17,178 |
| Illinois | 87% | $185K | 211 | 179 |
| Minnesota | 94% | $155K | 130 | 118 |
| Arizona | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
| Virginia | 0% | — | 1 | 0 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.