Lender profile · HMDA 2023–2025
Johnson Bank mortgage approval rates & lending data
Johnson Bank decided 6,981 mortgage applications and funded 6,070 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 3,936 / 4,109 | 92% | $305K | 3,631 |
| Home improvement loans | 87% | 1,028 / 1,178 | 96% | $105K | 983 |
| Cash-out refinance | 82% | 220 / 267 | 92% | $195K | 202 |
| Refinance | 92% | 876 / 955 | 97% | $255K | 848 |
| Investment property purchase | 94% | 316 / 335 | 93% | $215K | 293 |
| Investment cash-out refinance | 85% | 46 / 54 | 98% | $185K | 45 |
| Investment refinance | 88% | 46 / 52 | 93% | $255K | 43 |
| Investment home improvement | 84% | 26 / 31 | 96% | $155K | 25 |
Johnson Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 93% | $305K | 6,548 | 5,705 |
| Illinois | 86% | $435K | 185 | 146 |
| Florida | 97% | $335K | 78 | 72 |
| Arizona | 89% | $305K | 45 | 39 |
| Minnesota | 100% | $315K | 41 | 34 |
| Colorado | 100% | $325K | 19 | 18 |
| North Carolina | 100% | $365K | 12 | 12 |
| Texas | 90% | $255K | 10 | 8 |
| Indiana | 88% | $255K | 8 | 5 |
| South Carolina | 100% | $275K | 7 | 7 |
| Arkansas | 100% | $365K | 4 | 3 |
| Montana | 100% | $655K | 4 | 4 |
| Tennessee | 75% | $375K | 4 | 3 |
| Kentucky | 100% | $105K | 3 | 3 |
| Georgia | 100% | $405K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.