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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pierce County, Washington

Fat Boy Data analyzed home improvement loan activity in Pierce County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,219 applications were decided by 148 lenders between 2023 and 2025.

Pierce County at a glance

148Active lenders42 with 20+ decisions
65.4%Market approval rate7,334 of 11,219 decided
$85KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,922 loans funded

How Pierce County compares

Approval rate compared
Pierce County65.4%Washington68.5%All 616 counties62.7%
Typical loan compared
Pierce County$85KWashington$105KAll 616 counties$75K

What the data shows

Boeing Employees Credit Union made the most home improvement loans in Pierce County, WA, 2,255 of them.

That is 33% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Red Canoe Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 80.

The typical home improvement loan here is $85K, 19% smaller than the Washington typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 192Spring Eq, LLC: 36% approved of 258Fourleaf: 44% approved of 39Third Federal Savings And Loan Association Of Cleveland: 46% approved of 63Bank of America, National Association: 47% approved of 951U.S. Bank National Association: 48% approved of 457PNC Bank, National Association: 50% approved of 44Loandepot.Com, LLC: 50% approved of 26Alliant Credit Union: 52% approved of 31Washington State Employees Credit Union: 53% approved of 482Global Federal Credit Union: 53% approved of 73Peak Credit Union: 54% approved of 89Banner Bank: 56% approved of 217Pentagon Federal Credit Union: 58% approved of 52KeyBank National Association: 58% approved of 159Heritage Bank: 61% approved of 1271st Security Bank of Washington: 65% approved of 34Harborstone Credit Union: 66% approved of 672KITSAP Credit Union: 67% approved of 160Navy Federal Credit Union: 67% approved of 472Figure Lending LLC: 69% approved of 239Verity: 69% approved of 36Sound Credit Union: 71% approved of 776Boeing Employees Credit Union: 71% approved of 3,300Columbia Bank: 71% approved of 357Rocket Mortgage, LLC: 73% approved of 26Idaho Central Credit Union: 75% approved of 24JPMorgan Chase Bank, National Association: 75% approved of 20New American Funding, LLC: 76% approved of 37Movement Mortgage, LLC: 76% approved of 29Homebridge Financial Services, Inc.: 76% approved of 42O Bee: 78% approved of 118Gesa Credit Union: 79% approved of 120The Loan Store, Inc.: 80% approved of 40TAPCO Credit Union: 82% approved of 295HomeStreet Bank: 82% approved of 112Nationstar Mortgage LLC: 84% approved of 50Qualstar Credit Union: 85% approved of 119America's Credit Union, A: 85% approved of 249Lendage, LLC: 89% approved of 28Red Canoe Credit Union: 92% approved of 80Coastal Community Bank: 95% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Pierce County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union71%2,355 / 3,30096%$85K2,255
2Bank of America, National Association47%447 / 95198%$105K440
3Sound Credit Union71%553 / 77696%$65K530
4Harborstone Credit Union66%444 / 67288%$75K391
5Washington State Employees Credit Union53%257 / 48299%$65K254

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 143 more lenders.

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