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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Kitsap County, Washington

Fat Boy Data analyzed investment property refinance activity in Kitsap County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 200 applications were decided by 83 lenders between 2023 and 2025.

Kitsap County at a glance

83Active lenders0 with 20+ decisions
67.0%Market approval rate134 of 200 decided
$345KTypical loanmedian lender, $10K brackets
94%Borrower take-up126 loans funded

How Kitsap County compares

Approval rate compared
Kitsap County67.0%Washington73.5%All 616 counties77.7%
Typical loan compared
Kitsap County$345KWashington$435KAll 616 counties$235K

What the data shows

Boeing Employees Credit Union made the most investment property refinances in Kitsap County, WA, 7 of them.

Lenders approved 67.0% of investment property refinance applications in Kitsap County, WA, 6.5 percentage points below the Washington rate of 73.5%.

The typical investment property refinance here is $345K, 21% smaller than the Washington typical of $435K.

Investment property refinance lenders in Kitsap County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit UnionLimited sample50%7 / 14100%$105K7
2KITSAP Credit UnionLimited sample40%4 / 1075%$105K3
3Rocket Mortgage, LLCLimited sample78%7 / 9100%$375K7
4United Wholesale Mortgage, LLCBroker only50%4 / 8100%$495K4
5Columbia BankLimited sample12%1 / 8100%$25K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 78 more lenders.

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