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refinance lenders · HMDA 2023–2025

Refinance lenders in King County, Washington

Fat Boy Data analyzed mortgage refinance activity in King County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 20,579 applications were decided by 385 lenders between 2023 and 2025.

King County at a glance

385Active lenders86 with 20+ decisions
79.9%Market approval rate16,451 of 20,579 decided
$585KTypical loanmedian lender, $10K brackets
95%Borrower take-up15,692 loans funded

How King County compares

Approval rate compared
King County79.9%Washington79.5%All 616 counties76.5%
Typical loan compared
King County$585KWashington$455KAll 616 counties$295K

What the data shows

Boeing Employees Credit Union made the most mortgage refinances in King County, WA, 3,630 of them.

Hsbc Bank USA, N.A.tional Association approved the highest share of applications among lenders with at least 20 decisions here, 99% of 105.

The typical mortgage refinance here is $585K, 29% larger than the Washington typical of $455K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 48Discover Bank: 21% approved of 214Lakeview Loan Servicing, LLC: 33% approved of 218Washington State Employees Credit Union: 40% approved of 103Spring Eq, LLC: 44% approved of 111Mortgage Research Center, LLC: 51% approved of 67Pentagon Federal Credit Union: 55% approved of 55KeyBank National Association: 58% approved of 339Fourleaf: 58% approved of 53Third Federal Savings And Loan Association Of Cleveland: 59% approved of 278Banner Bank: 63% approved of 65Verity: 71% approved of 58Bank of America, National Association: 71% approved of 1,446Sound Credit Union: 71% approved of 202PNC Bank, National Association: 72% approved of 155NexBank: 73% approved of 45Nbkc Bank: 73% approved of 94Boeing Employees Credit Union: 74% approved of 5,162Columbia Bank: 74% approved of 363Better Mortgage Corporation: 78% approved of 79Newrez LLC: 79% approved of 280Rocket Mortgage, LLC: 79% approved of 901Alliant Credit Union: 79% approved of 72American Pacific Mortgage Corporation: 81% approved of 47Longbridge Financial, LLC: 81% approved of 89Onity Mortgage Corporation: 81% approved of 63Nationstar Mortgage LLC: 84% approved of 80Loandepot.Com, LLC: 84% approved of 173HomeStreet Bank: 84% approved of 45Pennymac Loan Services, LLC: 86% approved of 338Wells Fargo Bank, National Association: 87% approved of 287Finance of America Reverse LLC: 88% approved of 188New American Funding, LLC: 89% approved of 62Mutual of Omaha Mortgage, Inc.: 90% approved of 165United Wholesale Mortgage, LLC: 90% approved of 1,238Provident Funding Associates, L.P.: 91% approved of 128Global Federal Credit Union: 91% approved of 189U.S. Bank National Association: 91% approved of 752First Technology Federal Credit Union: 92% approved of 169Sage Home Loans Corporation: 92% approved of 128JPMorgan Chase Bank, National Association: 93% approved of 597Citibank, National Association: 93% approved of 195Freedom Mortgage Corporation: 94% approved of 178The Loan Store, Inc.: 94% approved of 49Guild Mortgage Company LLC: 94% approved of 217Cmg Mortgage, Inc.: 95% approved of 404Fairway Independent Mortgage Corporation: 95% approved of 193Crosscountry Mortgage, LLC: 95% approved of 304Charles Schwab Bank, SSB: 96% approved of 701st Security Bank of Washington: 96% approved of 47Sammamish Mortgage Company: 96% approved of 166Originpoint LLC: 97% approved of 146Washington Trust Bank: 97% approved of 60Cornerstone Capital Bank, Ssb: 98% approved of 135Movement Mortgage, LLC: 98% approved of 464Guaranteed Rate, Inc.: 98% approved of 158General Mortgage Capital Corporation: 98% approved of 115Evergreen Moneysource Mortgage Company: 98% approved of 118Nfm, Inc.: 99% approved of 68Hsbc Bank USA, N.A.tional Association: 99% approved of 105

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union74%3,807 / 5,16295%$205K3,630
2Bank of America, National Association71%1,026 / 1,44699%$375K1,011
3United Wholesale Mortgage, LLCBroker only90%1,118 / 1,23896%$625K1,071
4Rocket Mortgage, LLC79%712 / 90195%$585K678
5U.S. Bank National Association91%687 / 75297%$865K667

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 380 more lenders.

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Other lending data for King County

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Nearby markets

All lending in King CountyCounty overviewRefinance across WashingtonStatewideKitsap CountyNearby countyPierce CountyNearby countySnohomish CountyNearby county