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refinance lenders · HMDA 2023–2025

Refinance lenders in Fairfax County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Fairfax County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,465 applications were decided by 346 lenders between 2023 and 2025.

Fairfax County at a glance

346Active lenders61 with 20+ decisions
76.9%Market approval rate6,508 of 8,465 decided
$555KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,124 loans funded

How Fairfax County compares

Approval rate compared
Fairfax County76.9%Virginia79.3%All 616 counties76.5%
Typical loan compared
Fairfax County$555KVirginia$395KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Fairfax County, VA, 543 of them.

Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 73.

The typical mortgage refinance here is $555K, 41% larger than the Virginia typical of $395K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 26% approved of 184Mortgage Research Center, LLC: 33% approved of 91Lakeview Loan Servicing, LLC: 42% approved of 148Fourleaf: 48% approved of 25Spring Eq, LLC: 52% approved of 33Bank-Fund Staff Federal Credit Union: 55% approved of 31Bank of America, National Association: 62% approved of 472Truist Bank: 65% approved of 896Third Federal Savings And Loan Association Of Cleveland: 66% approved of 151Atlantic Union Bank: 67% approved of 36TD Bank, National Association: 67% approved of 163PNC Bank, National Association: 69% approved of 531Pentagon Federal Credit Union: 69% approved of 297Alliant Credit Union: 70% approved of 27Citizens Bank, National Association: 71% approved of 198Navy Federal Credit Union: 71% approved of 144State Department Federal Credit Union: 71% approved of 31First National Bank of Pennsylvania: 72% approved of 92United Bank: 73% approved of 167Manufacturers and Traders Trust Company: 73% approved of 132Newrez LLC: 77% approved of 118State Employees Credit Union of Maryland, Incorporated: 77% approved of 22Wells Fargo Bank, National Association: 81% approved of 81Sandy Spring Bank: 81% approved of 54Loandepot.Com, LLC: 83% approved of 52Rocket Mortgage, LLC: 84% approved of 456Capital Center, L.L.C.: 85% approved of 26Nbkc Bank: 86% approved of 35Fulton Bank, National Association: 86% approved of 29Onity Mortgage Corporation: 86% approved of 29New American Funding, LLC: 88% approved of 24Langley Federal Credit Union: 88% approved of 24JPMorgan Chase Bank, National Association: 88% approved of 73Mutual of Omaha Mortgage, Inc.: 88% approved of 51U.S. Bank National Association: 88% approved of 60United Wholesale Mortgage, LLC: 90% approved of 620Sage Home Loans Corporation: 90% approved of 31Fairway Independent Mortgage Corporation: 91% approved of 88Citibank, National Association: 91% approved of 22Lower, LLC: 92% approved of 24Planet Home Lending, LLC: 92% approved of 24Guild Mortgage Company LLC: 92% approved of 26Provident Funding Associates, L.P.: 92% approved of 40Pennymac Loan Services, LLC: 93% approved of 267Nationstar Mortgage LLC: 93% approved of 43Finance of America Reverse LLC: 94% approved of 32Embrace Home Loans, Inc.: 94% approved of 50Charles Schwab Bank, SSB: 95% approved of 21Prosperity Home Mortgage, LLC: 96% approved of 49Freedom Mortgage Corporation: 97% approved of 211Cmg Mortgage, Inc.: 97% approved of 93First Heritage Mortgage, LLC: 97% approved of 36Guaranteed Rate, Inc.: 97% approved of 112Movement Mortgage, LLC: 98% approved of 41Crosscountry Mortgage, LLC: 98% approved of 97First Savings Mortgage Corporation: 99% approved of 92Atlantic Coast Mortgage, LLC: 100% approved of 73Village Capital & Investment LLC: 100% approved of 65Intercoastal Mortgage, LLC: 100% approved of 52Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Fairfax County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank65%585 / 89693%$255K543
2United Wholesale Mortgage, LLCBroker only90%556 / 62094%$635K522
3PNC Bank, National Association69%365 / 53196%$255K350
4Bank of America, National Association62%294 / 47298%$205K289
5Rocket Mortgage, LLC84%381 / 45696%$565K367

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 341 more lenders.

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