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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Lubbock County, Texas

Fat Boy Data analyzed home purchase mortgage activity in Lubbock County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,609 applications were decided by 397 lenders between 2023 and 2025.

Lubbock County at a glance

397Active lenders68 with 20+ decisions
85.7%Market approval rate11,661 of 13,609 decided
$225KTypical loanmedian lender, $10K brackets
96%Borrower take-up11,168 loans funded

How Lubbock County compares

Approval rate compared
Lubbock County85.7%Texas84.0%All 616 counties87.6%
Typical loan compared
Lubbock County$225KTexas$315KAll 616 counties$335K

What the data shows

Texas Tech Federal Credit Union made the most home purchase mortgages in Lubbock County, TX, 1,528 of them.

The Mortgage Link, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

The typical home purchase mortgage here is $225K, 29% smaller than the Texas typical of $315K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 9% approved of 129Tammac Holdings Corporation: 11% approved of 76Vanderbilt Mortgage and Finance, Inc.: 14% approved of 19821St Mortgage Corporation: 15% approved of 688Countryplace Mortgage, Ltd.: 27% approved of 44Zippy Loans, LLC: 28% approved of 32FirstBank: 28% approved of 53Triad Financial Services, Inc.: 29% approved of 316Neighborhood Loans, Inc.: 65% approved of 23Wells Fargo Bank, National Association: 69% approved of 45USAA Federal Savings Bank: 77% approved of 60Bank of America, National Association: 78% approved of 32Plaza Home Mortgage, Inc.: 78% approved of 32Centennial Bank: 80% approved of 75Pennymac Loan Services, LLC: 81% approved of 42American Bank of Commerce: 82% approved of 28Prosperity Bank: 83% approved of 245Navy Federal Credit Union: 84% approved of 88Dhi Mortgage Company, Ltd.: 85% approved of 525Rocket Mortgage, LLC: 86% approved of 318Flagstar Bank, National Association: 86% approved of 43Planet Home Lending, LLC: 87% approved of 23Kind Lending, LLC: 88% approved of 34United Wholesale Mortgage, LLC: 89% approved of 361Mortgage Research Center, LLC: 90% approved of 246Equity Prime Mortgage LLC: 90% approved of 42Mortgage Solutions of Colorado, LLC: 91% approved of 34The Loan Store, Inc.: 91% approved of 23Freedom Mortgage Corporation: 92% approved of 79HTLF Bank: 93% approved of 174Cardinal Financial Company, Limited Partnership: 94% approved of 743New American Funding, LLC: 94% approved of 32Gateway First Bank: 94% approved of 32JPMorgan Chase Bank, National Association: 94% approved of 89City Bank: 95% approved of 412Hometrust Mortgage Company: 96% approved of 46Cmg Mortgage, Inc.: 96% approved of 48Guild Mortgage Company LLC: 96% approved of 145Loandepot.Com, LLC: 96% approved of 174Amarillo National Bank: 97% approved of 189Lower, LLC: 97% approved of 100Thrive Mortgage, LLC: 97% approved of 135Primelending, A Plainscapital Company: 97% approved of 114Guaranteed Rate, Inc.: 97% approved of 39Residential Wholesale Mortgage, Inc.: 98% approved of 85T2 Financial LLC: 98% approved of 1,182Southwest Bank: 98% approved of 50Peoples Bank: 98% approved of 275Ark-La-Tex Financial Services, LLC.: 99% approved of 732Flat Branch Mortgage, Inc.: 99% approved of 177First United Bank: 99% approved of 191Fairway Independent Mortgage Corporation: 99% approved of 115Texas Tech Federal Credit Union: 99% approved of 1,545Crosscountry Mortgage, LLC: 99% approved of 142Alliance Credit Union: 100% approved of 1,198The Mortgage Link, Inc.: 100% approved of 32American National Bank & Trust: 100% approved of 32Movement Mortgage, LLC: 100% approved of 27First Colony Mortgage Corporation: 100% approved of 27Paramount Residential Mortgage Group, Inc.: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Lubbock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Texas Tech Federal Credit Union99%1,532 / 1,545100%$225K1,528
2Alliance Credit Union100%1,197 / 1,198100%$215K1,197
3T2 Financial LLC98%1,158 / 1,18296%$235K1,110
4Cardinal Financial Company, Limited Partnership94%695 / 74387%$175K608
5Ark-La-Tex Financial Services, LLC.99%723 / 73298%$235K709

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 392 more lenders.

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Nearby markets

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