Lender profile · HMDA 2023–2025
Ark-La-Tex Financial Services, LLC. mortgage approval rates & lending data
Ark-La-Tex Financial Services, LLC. decided 40,801 mortgage applications and funded 36,773 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 32,308 / 33,628 | 95% | $315K | 30,674 |
| Cash-out refinance | 90% | 1,871 / 2,072 | 90% | $255K | 1,677 |
| Refinance | 96% | 2,008 / 2,098 | 92% | $375K | 1,841 |
| Investment property purchase | 95% | 2,311 / 2,423 | 93% | $245K | 2,147 |
| Investment cash-out refinance | 87% | 351 / 404 | 85% | $215K | 297 |
| Investment refinance | 89% | 156 / 175 | 87% | $275K | 136 |
Ark-La-Tex Financial Services, LLC. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $315K | 13,531 | 12,381 |
| California | 94% | $445K | 2,595 | 2,187 |
| Florida | 92% | $325K | 2,405 | 2,070 |
| Colorado | 97% | $315K | 2,018 | 1,879 |
| South Carolina | 97% | $215K | 1,467 | 1,364 |
| Illinois | 91% | $275K | 1,363 | 1,100 |
| Tennessee | 96% | $305K | 1,264 | 1,168 |
| Pennsylvania | 96% | $185K | 1,138 | 1,057 |
| Arizona | 95% | $415K | 1,124 | 1,001 |
| Kentucky | 97% | $255K | 1,086 | 1,023 |
| Michigan | 96% | $285K | 1,073 | 974 |
| Ohio | 97% | $155K | 828 | 752 |
| Georgia | 94% | $305K | 816 | 722 |
| Nebraska | 97% | $245K | 810 | 773 |
| Louisiana | 96% | $205K | 701 | 640 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.