Home improvement loan lenders in Lubbock County, Texas
Fat Boy Data analyzed home improvement loan activity in Lubbock County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 591 applications were decided by 66 lenders between 2023 and 2025.
Lubbock County at a glance
How Lubbock County compares
What the data shows
City Bank made the most home improvement loans in Lubbock County, TX, 42 of them.
City Bank approved the highest share of applications among lenders with at least 20 decisions here, 76% of 55.
Lenders approved 39.3% of home improvement loan applications in Lubbock County, TX, 7.4 percentage points below the Texas rate of 46.6%.
The typical home improvement loan here is $65K, 38% smaller than the Texas typical of $105K.
Only 1 lender here typically writes at or below $35K: Navy Federal Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Lubbock County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 20% | 21 / 107 | 90% | $75K | 19 |
| 2 | Discover Bank | 17% | 13 / 78 | 100% | $65K | 13 |
| 3 | City Bank | 76% | 42 / 55 | 100% | $55K | 42 |
| 4 | Prosperity Bank | 56% | 29 / 52 | 97% | $75K | 28 |
| 5 | HTLF Bank | 32% | 16 / 50 | 75% | $75K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 61 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Lubbock County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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