Lender profile · HMDA 2023–2025
Texas Tech Federal Credit Union mortgage approval rates & lending data
Texas Tech Federal Credit Union decided 2,984 mortgage applications and funded 2,923 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 2,419 / 2,439 | 100% | $225K | 2,410 |
| Cash-out refinance | 85% | 76 / 89 | 99% | $175K | 75 |
| Refinance | 95% | 125 / 132 | 99% | $185K | 124 |
| Investment property purchase | 99% | 275 / 277 | 99% | $145K | 271 |
| Investment refinance | 96% | 24 / 25 | 100% | $95K | 24 |
Texas Tech Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $225K | 2,956 | 2,895 |
| Alabama | 100% | $155K | 4 | 4 |
| Florida | 100% | $205K | 3 | 3 |
| Colorado | 100% | $485K | 2 | 2 |
| Illinois | 100% | $165K | 2 | 2 |
| Washington | 100% | $425K | 2 | 2 |
| Arizona | 100% | $175K | 1 | 1 |
| Arkansas | 100% | $285K | 1 | 1 |
| Georgia | 100% | $215K | 1 | 1 |
| Indiana | 100% | $295K | 1 | 1 |
| Kansas | 100% | $385K | 1 | 1 |
| Louisiana | 100% | $275K | 1 | 1 |
| Massachusetts | 100% | $605K | 1 | 1 |
| Michigan | 100% | $55K | 1 | 1 |
| Missouri | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.