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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rhode Island

Fat Boy Data analyzed cash-out refinance activity in Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,654 applications were decided by 239 lenders between 2023 and 2025.

Rhode Island at a glance

239Active lenders70 with 20+ decisions
67.0%Market approval rate7,133 of 10,654 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,846 loans funded

How Rhode Island compares

Approval rate compared
Rhode Island67.0%All 616 counties68.2%
Typical loan compared
Rhode Island$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Rhode Island, 1,431 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 68.

The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 124Amerisave Mortgage Corporation: 26% approved of 726American Financing Corporation: 31% approved of 42Carrington Mortgage Services, LLC: 34% approved of 331Spring Eq, LLC: 37% approved of 73Lakeview Loan Servicing, LLC: 37% approved of 150Village Capital & Investment LLC: 41% approved of 27Newrez LLC: 49% approved of 433Wells Fargo Bank, National Association: 52% approved of 60Mutual of Omaha Mortgage, Inc.: 55% approved of 139New American Funding, LLC: 57% approved of 150First Technology: 59% approved of 46Pennymac Loan Services, LLC: 59% approved of 208The People's Credit Union: 62% approved of 60Loandepot.Com, LLC: 63% approved of 429U.S. Bank National Association: 63% approved of 30Nations Direct Mortgage, LLC: 63% approved of 52Rhode Island Credit Union: 64% approved of 584Quorum Federal Credit Union: 64% approved of 53Embrace Home Loans, Inc.: 64% approved of 28Greenwood Credit Union: 66% approved of 445Freedom Mortgage Corporation: 66% approved of 220The Washington Trust Company, of Westerly: 68% approved of 101Navy Federal Credit Union: 69% approved of 86United Wholesale Mortgage, LLC: 69% approved of 288Onity Mortgage Corporation: 69% approved of 29Texana Bank, National Association: 70% approved of 27Citizens Bank, National Association: 71% approved of 259BankNewport: 72% approved of 253Guaranteed Rate, Inc.: 73% approved of 26Sofi Bank, N.A.tional Association: 73% approved of 26Bank of America, National Association: 75% approved of 32Flagstar Bank, National Association: 77% approved of 48Primary Residential Mortgage, Inc.: 77% approved of 189Rocket Mortgage, LLC: 79% approved of 1,863BayCoast Bank: 80% approved of 59Nationstar Mortgage LLC: 80% approved of 202Shoreham Bank: 80% approved of 46Centreville Bank: 80% approved of 179The Federal Savings Bank: 81% approved of 67Province Mortgage Associates, Inc.: 81% approved of 73Northpointe Bank: 81% approved of 53Milford Federal Bank: 81% approved of 27COASTAL1 Credit Union: 82% approved of 140Fall River Five Cents Savings Bank: 82% approved of 40Harborone Mortgage, LLC: 83% approved of 41Baycoast Mortgage Company, LLC: 84% approved of 31Arc Home LLC: 86% approved of 28Navigant Credit Union: 86% approved of 289JPMorgan Chase Bank, National Association: 86% approved of 44Cmg Mortgage, Inc.: 87% approved of 85Wave Federal Credit Union: 88% approved of 97Crosscountry Mortgage, LLC: 90% approved of 58Guild Mortgage Company LLC: 92% approved of 126Total Mortgage Services, LLC: 94% approved of 51Movement Mortgage, LLC: 95% approved of 166Reliance First Capital, LLC: 96% approved of 73Paramount Residential Mortgage Group, Inc.: 96% approved of 28Nfm, Inc.: 100% approved of 68Semper Home Loans, Inc: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Rhode Island

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%1,465 / 1,86398%$185K1,431
2Amerisave Mortgage Corporation26%188 / 726100%$95K188
3Rhode Island Credit Union64%371 / 58497%$65K361
4Greenwood Credit Union66%294 / 44589%$75K262
5Newrez LLC49%213 / 43398%$175K209

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 234 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Rhode Island. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Rhode Island

Mortgage lenders in Rhode IslandHome improvement loans in Rhode IslandRefinance in Rhode IslandInvestment property purchase in Rhode IslandInvestment cash-out refinance in Rhode IslandInvestment refinance in Rhode IslandInvestment home improvement in Rhode Island

Counties in Rhode Island

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